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DEBT•SHORT DURATION FUND

HDFC Short Term Debt Fund Normal IDCW Direct Plan Reinvestment

3 Year return

8.10%
NAV on December 12, 2025
20.1663
1D Returns
-0.01%
Launched on December 2014(11 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
13.53%₹487
Total Value ₹4,087

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹18,411.94 Cr.
Expense Ratio
0.4% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
4.5

Ratings by other agencies

Value Research
3
Crisil
4
Morning Star
5

Tax Implications

Tax on gains as per your income tax bracket

HDFC Mutual Fund Manager

AB

Anil Bamboli

Fund Manager since Feb 2022

DM

Dhruv Muchhal

Fund Manager since Jun 2023

Fund House Details

HDFC Mutual Fund

HDFC Mutual Fund

Asset management company

AUM
₹8,93,027.76 Cr.
No. of Schemes
182
Setup Date
July 2000

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Bank of India Short Term Income Fund7.8865%
4
UTI Short Duration Fund7.9573%
5
ICICI Prudential Short Term Fund8.3667%
5

Schemes by HDFC Mutual Fund

List of mutual fund schemes by AMC

About HDFC Short Term Debt Fund Normal IDCW Direct Plan Reinvestment

HDFC Short Term Debt Fund Normal IDCW Direct Plan Reinvestment is a mutual funds investment scheme offered by HDFC Bank. It is a debt fund that invests in short-term debt securities. The fund aims to generate regular income by investing in debt securities that mature in less than 3 years. The fund also distributes a portion of its net income to its investors on a monthly basis. HDFC Short Term Debt Fund Normal IDCW Direct Plan Reinvestment has a low expense ratio compared to other debt funds. A lower expense ratio is better for investors, as it means that they keep more of their returns.

Investment Objectives of the Scheme

The investment objective of the fund is to generate short-term capital appreciation while offering principal protection from investing in debt securities. It focuses on earning returns through interest accruals by building a portfolio of relatively higher-quality credit instruments with shorter maturity.

Key Features of The Fund

5-year return
6.5482%
Expense Ratio
0.4%
Fund Manager
Anil Bamboli
Fund Size
₹18411.94 Cr.
Risk Profile
Moderate

Is This Scheme Right for Me?

The fund is designed to generate regular income. It is ideal for investors with an investment horizon of 12 months. If you are considering investing for a short duration, you may consider investing in the HDFC Short Term Debt Fund Normal IDCW Direct Plan Reinvestment Fund.

AMC Contact Details

NameHDFC Mutual Fund
Launch DateJuly 2000
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020
Contact1800 3010 67671800 419 7676
Emailhello@hdfcfund.com
Websitehttps://www.hdfcfund.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Compare Your SIPs Across Various Mutual Funds

Use our SIP calculator to compare SIPs across different mutual funds. Moreover, by comparing the different expected rates of returns, you can compare the returns on the same amount for different SIPs. Open our SIP calculator to estimate returns and get started on your investment journey today!

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of null on December 12, 2025, is ₹20.1663
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of null, is ₹18411.94 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of null is 0.4%
The null was launched on December 18, 2014. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for null is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,087 in 3Y at 8.1024% returns
SIP Date1st of every month

Your next SIP Payment will be on 13 January 2026

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