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DSP Mutual Fund logo
DEBT•MONEY MARKET FUND

DSP Savings Fund

3 Year return

7.45%
NAV on December 15, 2025
55.8406
1D Returns
0%
Launched on January 2013(12 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
12.36%₹445
Total Value ₹4,045

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹8,628.06 Cr.
Expense Ratio
0.15% (inclusive of GST)
Exit Load
Nil

Ratings

ARQ Rating
2.5

Ratings by other agencies

Value Research
2
Crisil
1
Morning Star
4

Tax Implications

Tax on gains as per your income tax bracket

DSP Mutual Fund Manager

KM

Karan Mundhara

Fund Manager since May 2021

SV

Shalini Vasanta

Fund Manager since Jun 2023

Fund House Details

DSP Mutual Fund

DSP Mutual Fund

Asset management company

AUM
₹2,12,960.15 Cr.
No. of Schemes
208
Setup Date
1996

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
TATA Money Market Fund7.7781%
4.5
Nippon India Money Market Fund7.6669%
4.5
Aditya Birla Sun Life Money Manager Fund7.6741%
4.5

Schemes by DSP Mutual Fund

List of mutual fund schemes by AMC

Funds
3 Years Returns
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan Growth
7.7663%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Payout
7.5851%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Monthly Reinvestment
7.5851%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Payout
7.3063%
DSP Mutual Fund logo

Debt . Gilt Fund with 10 year Constant duration

DSP 10Y G-Sec Fund Direct Plan IDCW Quarterly Payout
7.727%

About the DSP Savings Fund Direct Plan Growth

The DSP Savings Fund Direct Plan Growth is a money market fund that invests in short-term debt securities with a maturity of up to one year. It is a good option for investors who are looking for a safe and liquid investment option with the potential to generate moderate returns. The DSP Savings Fund Direct Plan Growth is an open-ended fund. The expense ratio of the DSP Savings Fund Direct Plan Growth is low compared to the category average.

Investment Objectives of the Scheme

The investment objective of the DSP Savings Fund Direct Plan Growth is to generate income by investing in a portfolio of short-term debt securities. The fund aims to provide investors with a steady stream of income while maintaining capital preservation.

Key Features of The Fund

5-year return
6.0357%
Expense Ratio
0.15%
Fund Manager
Karan Mundhara
Fund Size
₹8628.06 Cr.
Risk Profile
Moderate

Is This Scheme Right for Me?

The DSP Savings Fund Direct Plan Growth is suitable for investors who are looking for a safe and liquid investment option with the potential to generate moderate returns. It is a good option for investors who: Need regular income Are looking for an alternative to bank deposits Have a short-term investment horizon Are looking for a low-risk investment

AMC Contact Details

NameDSP Mutual Fund
Launch DateN/A
AddressN/A
ContactN/A
EmailN/A
WebsiteN/A
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

SIP or Lump Sum? We Can Help You Decide!

Simplify the decision-making process between SIP and lump sum investments using our user-friendly systematic investment plan calculator. Armed with accurate insights, effortlessly make informed decisions to maximise your returns. By optimising your investment strategy, you can effectively leverage your funds for optimal gains, setting the stage for financial success.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of DSP Savings Fund on December 15, 2025, is ₹55.8406
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of DSP Savings Fund, is ₹8628.06 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of DSP Savings Fund is 0.15%
The DSP Savings Fund was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for DSP Savings Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,045 in 3Y at 7.4518% returns
SIP Date1st of every month

Your next SIP Payment will be on 15 January 2026

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