CALCULATE YOUR SIP RETURNS
Angel One - Share Market Trading and Stock Broking
START SIP NOWLogin
Aditya Birla Sun Life Mutual Fund logo
DEBT•MEDIUM DURATION FUND

Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout

3 Year return

10.12%
NAV on December 25, 2025
14.5426
1D Returns
+0.04%
Launched on January 2013(12 years)

Investment Details

₹1000
Minimum SIP Amount
₹1000
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
17.25%₹621
Total Value ₹4,221

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹2,863.79 Cr.
Expense Ratio
0.82% (inclusive of GST)
Exit Load
In respect of each purchase / switch-in of Units, ipto 15% of the units may be redeemed /swiched-out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redeemed / switched out of units on or before 1 year from the date of allotment: 2.00% of the applicable NAV. For redeemed / switched out of units after 1 year but on or before 2 years from the date of allotment: 1.00% of the applicable NAV. For redeemed / switched out of units after 2 years from the date of allotment: NIL

Ratings

ARQ Rating
4

Ratings by other agencies

Value Research
5
Crisil
2
Morning Star
5

Tax Implications

Tax on gains as per your income tax bracket

Aditya Birla Sun Life Mutual Fund Manager

MS

Mohit Sharma

Fund Manager since Sep 2022

SD

Sunaina da Cunha

Fund Manager since Apr 2017

Fund House Details

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund

Asset management company

AUM
₹4,28,065.94 Cr.
No. of Schemes
244
Setup Date
September 1994

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Aditya Birla Sun Life Medium Term10.1221%
4
Nippon India Medium Duration Fund8.7419%
2
ICICI Prudential Medium Term Bond Fund8.5941%
5

Schemes by Aditya Birla Sun Life Mutual Fund

List of mutual fund schemes by AMC

About Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout

Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout is an open-ended medium-term debt scheme from Aditya Birla Sun Life Mutual Fund. The fund’s expense ratio is slightly on the higher side compared to other medium term funds in India. This means you would earn lower returns over the long term. This fund has an IDCW payout option. Owing to this, the scheme offers a half-yearly interest distribution cum withdrawal (IDCW) option. Meaning, interest and dividends earned by the fund will be distributed to you and not reinvested in the fund.

Investment Objectives of the Scheme

The investment objective of the Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout is to generate capital appreciation over the medium term (3-5 years) by investing in a diversified portfolio of high-quality debt securities that can offer potentially better returns than conventional fixed deposit savings plans.

Key Features of The Fund

5-year return
12.5601%
Expense Ratio
0.82%
Fund Manager
Mohit Sharma
Fund Size
₹2863.79 Cr.
Risk Profile
Moderately High

Is This Scheme Right for Me?

If you are looking to generate higher returns in medium-term from investing in a diversified portfolio of debt instruments, including sovereign G-secs and SDLs and PSU/corporate bonds, you may find Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout an attractive investment option. You should carefully consider their investment objectives and risk appetite before investing in any mutual fund.

AMC Contact Details

NameAditya Birla Sun Life Mutual Fund
Launch DateSeptember 1994
AddressOne India Bulls Centre, Tower-1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai, 400013
Contact1-800-22-7000
Emailcare.mutualfunds@adityabirlacapital.com
Websitehttps://mutualfund.adityabirlacapital.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Tailor Your Investment Journey With Personalised SIP Exploration.

No two investors are alike, so why settle for a one-size-fits-all approach? With our custom SIP Investment calculator, find the perfect investment match tailored to your unique financial goals and risk tolerance. Whether you're a savvy investor or just starting, unlock the potential of SIPs and chart your path to financial success. Begin your wealth journey now!

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout on December 25, 2025, is ₹14.5426
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout, is ₹2863.79 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout is 0.82%
The Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout was launched on January 01, 2013. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Aditya Birla Sun Life Medium Term Plan Direct Half Yearly IDCW Payout is ₹1000.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,221 in 3Y at 10.1217% returns
SIP Date1st of every month

Your next SIP Payment will be on 25 January 2026

By proceeding, you accept AngelOne's T&C

Grow your wealth with SIP
4,000+ Mutual Funds to choose from