Yes Bank Share Price in Focus After Releasing Q1FY26 Business Update

Mumbai-based private lender, Yes Bank Ltd., shared its financial performance for the April-June quarter on Thursday evening, reflecting both growth and challenges in key metrics.

Deposit Growth

Yes Bank's deposits for the quarter stood at ₹2.75 lakh crore, marking a 4.1% year-on-year increase from ₹2.65 lakh crore in the same period last year. However, compared to the previous quarter, there was a 3% decline from ₹2.84 lakh crore.

The bank saw a strong 10.8% growth in Current Account Savings Account (CASA) deposits, which rose to ₹90,347 crore from ₹81,567 crore in Q1 FY 2024. On a sequential basis, CASA deposits dropped by 7.3%, from ₹97,480 crore in the preceding quarter.

The CASA ratio improved to 32.7% from 30.8% last year, reflecting a positive shift in the deposit mix. However, it contracted slightly from the 34.3% ratio reported in the March quarter.

Loans and Advances

Yes Bank's loan book expanded to ₹2.41 lakh crore, up 5.1% compared to ₹2.29 lakh crore in the previous fiscal. However, on a sequential basis, loans declined by 2%, from ₹2.46 lakh crore in Q4 FY 2024. The bank’s liquidity coverage ratio (LCR) stood at a robust 135.7%, although it contracted from 137.8% in the same period last year. Despite this dip, the LCR improved sequentially from 125% in the March quarter.

Stake Acquisition by SMBC

In a notable development, Sumitomo Mitsui Banking Corporation (SMBC), a Japanese financial institution, acquired a 20% stake in Yes Bank from State Bank of India (SBI) and a consortium of lenders. The acquisition was valued at ₹21.5 per share and occurred in May 2025.

Also Read: Marico Share Price Rose ~3%: Posted Volume Growth in India Business During Q1FY26

Share Price Performance

On July 4, 2025, Yes Bank shares traded lower ~1% at ₹19.99 per share at 1:05 PM. Over the past month, the stock has experienced a decline of 4.5%.

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