India's growth in digital payment infrastructure through the Unified Payments Interface (UPI) continues to shape global fintech dynamics. With increasing international partnerships, several countries have adopted and integrated UPI to enable seamless transactions across borders.
Here's the detailed list of countries accepting UPI as of 2025.
Many South Asian countries now accept UPI (Unified Payments Interface), making it easier for Indian tourists and residents to make digital payments. Countries such as Bhutan, Nepal, Sri Lanka, and the Maldives have started using UPI.
The international expansion of UPI began with Bhutan in 2021, followed by several strategic countries across Europe, Asia, and the Middle East. In 2025, Cyprus was announced as the latest addition to the UPI network, becoming the second European country after France to adopt this low-cost, real-time digital payment system.
The adoption is enabled through partnerships between NPCI International Payments Ltd (NIPL) and financial institutions in the respective countries. Integration allows tourists, expatriates, and businesses to conduct fast, secure transactions using BHIM UPI-compatible apps.
These collaborations involve QR code integration, merchant partnerships, and settlement links between Indian banks and international payment processors.
Read More: No Change in UPI Policy: Govt Denies Claims of Imposing MDR Charges on Digital Payments!
During Prime Minister Modi’s 2025 diplomatic visit to Cyprus, an MoU was signed with Eurobank Cyprus. This agreement positions Cyprus as a gateway for European digital trade, offering strategic access for Indian businesses and individuals in the EU region.
Cypriot President Nikos Christodoulides marked the occasion as a “historic moment,” signifying deepening economic ties and financial inclusion across borders.
The year 2025 marks an impressive leap for UPI's international presence, with 7 major countries already operational and several more in the pipeline. UPI continues to position itself as a pioneer in global financial inclusion, bridging cross-border payments and boosting India's fintech leadership on a global stage.
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Published on: Jun 17, 2025, 1:50 PM IST
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