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This Liquid Fund from Baroda BNP Paribas has Tripled Investors Wealth Since Inception

Written by: Sachin GuptaUpdated on: 17 Jul 2025, 9:28 pm IST
Baroda BNP Paribas Liquid Fund has delivered a return of 7.24% and 7.05% in the past 1 and 3 years, respectively.
This Liquid Fund from Baroda BNP Paribas has Tripled Investors Wealth Since Inception
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Baroda BNP Paribas Mutual Fund’s flagship liquid scheme has nearly tripled investor wealth since its inception, celebrating 23 years with average assets under management (AUM) surpassing ₹10,500 crore.

The milestone achievement for the Baroda BNP Paribas Liquid Fund coincides with a robust phase in India’s mutual fund industry. As per AMFI data for June 2025, the total industry AUM rose to ₹74.41 lakh crore — reflecting a 13.2% increase over the quarter and 3.1% growth month-on-month. This surge was fueled by strong mark-to-market gains and consistent investor inflows, with June alone seeing net inflows of ₹49,095 crore. Notably, nearly 95% of these inflows came from equity and hybrid funds.

Recent Returns and Risk Management

The scheme posted an annualised return of 7.09% over the past month. It maintains a modified duration of around 55 days, balancing liquidity needs with lower sensitivity to interest rate fluctuations. Since inception, the fund has delivered a return of 6.92% and 7.24% in the past 1 year and 7.05% in 3 years, respectively.

Why Investors Favour Liquid Funds Amid Market Uncertainty

In light of ongoing global market uncertainties driven by geopolitical tensions and shifting policies, liquid funds are gaining traction among investors. Experts note that these funds offer a better alternative to traditional savings accounts, providing an efficient way to manage surplus cash while ensuring quick access to funds.

Important Reminder: Past Performance Isn’t a Guarantee

While the fund’s history is impressive, experts caution that past returns do not guarantee future results. Investors are advised to thoroughly review all scheme-related documents and consult financial advisors before making investment decisions.

About Baroda BNP Paribas Liquid Fund

The Baroda BNP Paribas Liquid Fund, overseen by fund managers Vikram Pamnani and Gurvinder Singh Wasan, primarily invests in short-term debt instruments designed to minimise price volatility and credit risk. According to the fund house, an initial investment of ₹1 lakh at launch would have grown to approximately ₹2.99 lakh today.

Also Read: SIP of ₹5,000 vs Lump Sum of ₹3 Lakh in HDFC Flexi Cap Fund: What Could Happen Over the Next 5 Years?

About Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund manages 43 schemes spanning equity, hybrid, debt, and overseas fund-of-fund categories. The fund house operates as a joint venture between Bank of Baroda and BNP Paribas Asset Management, part of the global BNP Paribas Group. It boasts a presence in over 120 towns and cities across India.

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund Investments in securities are subject to market risks. Read all related documents carefully before investing.

Published on: Jul 17, 2025, 3:55 PM IST

Sachin Gupta

Sachin Gupta is a Content Writer with 6+ years of experience in the stock market, including global markets like the US, Canada, and Australia. At Angel One, Sachin specialises in creating financial content that simplifies complex market trends. Sachin holds a Master's in Commerce, specialising in Economics.

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