Union Bank of India Shares Reach New 52-Week High on Jan 16, 2026 Amid Q3 FY26 Profit Growth

Union Bank of India recorded a fresh 52-week high in its share price, reaching ₹182.95 during recent trading. The movement followed the bank’s financial results for the December 2025 quarter, which showed an increase in net profit aided by a sharp reduction in provisions. 

However, net interest margins eased and deposit growth showed signs of moderation, reflecting mixed operational conditions during the period.

Union Bank of India Q3 FY26 Financial Performance

For the quarter ended 31 December 2025, Union Bank of India reported a net profit of ₹5,017 crore, marking a 9% year-on-year rise. 

The improvement was primarily supported by lower provisioning expenses, contributing to stronger bottom-line performance compared with the same period last year.

Union Bank of India Q3 Net Interest Income and Margin Trends

Net interest income, representing the difference between interest earned and interest paid, increased marginally by 1% to ₹9,328 crore from ₹9,241 crore a year earlier. 

The bank’s net interest margin stood at 2.76% for the quarter, compared with 2.91% in the corresponding period of the previous year, indicating some pressure on lending spreads.

Non-Interest Income Growth

Income from non-interest sources rose by 2.82% to ₹4,541 crore during the quarter. This provided additional support to overall revenue, offsetting slower growth in core interest earnings.

Provisions and Asset Quality

Provisions and contingencies declined significantly by nearly 80% to ₹322.23 crore from ₹1,599.05 crore a year earlier.

Provisions allocated for non-performing assets also reduced by 84% to ₹235 crore, reflecting a lower requirement for credit loss coverage during the quarter.

Union Bank of India Share Price Performance

Union Bank of India’s shares traded at a new 52-week high of ₹182.95. Later in the session, the stock was quoted at ₹176.65 on the BSE, down ₹2.85 or 1.59% at 1:00 PM.

Read More: SBI Share Price Hits 52-Week High; Up 1.4% on Jan 16, 2026.

Conclusion

Union Bank of India’s latest quarterly results highlight profit growth supported by lower provisioning requirements, while interest margins and deposit trends remain areas to monitor. 

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