Jio Financial Services Share Price in Focus; Total Income Up 101% YoY in Q3 FY26 Results

Jio Financial Services Limited has approved its unaudited financial results for the third quarter of FY2025-26 ended December 31, 2025. The company delivered growth across key business segments, supported by rising scale in lending, payments and asset management operations.

Income and Profit Performance

Consolidated total income for Q3FY26 stood at ₹901 crore, marking a sharp 101% increase from the same period last year. Pre-provisioning operating profit grew 7% year-on-year to ₹354 crore, though higher business volumes led to a rise in operating expenses. 

Share of associates and joint ventures declined to ₹36 crore from ₹59 crore in Q3FY25 due to continued investments in the asset management and wealth management businesses. Profit after tax for the quarter came in at ₹269 crore.

Growing Contribution from Core Businesses

The share of net income from core business operations to consolidated net income improved significantly to 55% in Q3FY26 compared with 20% a year ago. 

Strong Momentum Across Segments

The NBFC business reported assets under management of ₹19,049 crore, a 4.5 times rise year-on-year and 29% growth sequentially. 

The asset management arm reached AUM of ₹14,972 crore across 10 funds with a retail investor base of one million. 

Payment Solutions processed transactions worth ₹16,315 crore, up 2.6 times year-on-year, while deposits in the Payments Bank increased 94% to ₹507 crore.

Expanding Product Suite and Distribution

JFSL continues to build a diversified portfolio spanning NBFC lending, payments bank, insurance broking and asset management, while newer ventures such as wealth management, securities broking, reinsurance and proposed life and general insurance remain in the incubation stage. 

The company stated that treasury returns continue to provide a capital cushion for long-term investments.

Jio Financial Services Share Price Performance

On January 16, 2026, Jio Financial Services share price (NSE: JIOFIN) opened at ₹287.00, the same as its previous close of ₹287.00. At 9:54 AM, the share price of Jio Financial Services was trading at ₹286.20, down by 0.28% on the NSE.

Also Read: Jio Financial Services Invests ₹50 Crore in Jio Leasing Services!

Conclusion

Jio Financial Services delivered a robust quarter with strong income growth and rapid expansion in AUM across businesses. The rising share of earnings from core operations and steady scaling of new ventures indicate progress toward building a full-stack financial services ecosystem with long-term growth potential.

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