IRFC Targets ₹60,000 Crore Loan Sanctions by Q3

Indian Railway Finance Corporation (IRFC) has signalled strong momentum in its lending activity, with the state-owned Navratna CPSE targeting a major milestone in loan sanctions by the end of the 3rd quarter, as per news reports.  

The update comes alongside the company’s latest quarterly financial performance and its long-term growth outlook. 

Loan Sanctions Outlook and Strategic Direction 

Speaking at IRFC’s 40th Foundation Day, Chairman and Managing Director Manoj Kumar Dubey said the company is firmly on track to cross ₹60,000 crore in loan sanctions by the end of the 3rd quarter.  

He noted that this milestone reflects IRFC’s internal strength and future readiness, stating that it highlights the organisation’s strong fundamentals, disciplined financial architecture and renewed strategic focus.  

He also indicated that IRFC is poised to exceed its internal business targets for the current year, setting the stage for the next phase of growth. 

IRFC Q2FY26 Earnings Results 

For the July–September quarter, IRFC reported a 10% year-on-year increase in standalone net profit to ₹1,777 crore, compared with ₹1,613 crore in the same period last year. 

However, revenue from operations declined to ₹6,372 crore from ₹6,899 crore a year earlier, reflecting pressure on topline performance even as profitability improved. 

Read More: Indian Oil Corporation Declares Interim Dividend of ₹5 for FY2025-26! 

IRFC Share Price Performance  

As of December 15, 2025, at AM, Indian Railway Finance Corporation share price is trading at ₹113.11 per share, reflecting a decline of 0.62% from the previous closing price.  

Conclusion 

IRFC’s expected surge in loan sanctions, combined with profit growth, underscores its expanding role in financing rail infrastructure, even as it navigates revenue headwinds in the near term. 

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