
From February 1, 2026, ICICI Bank will apply a set of revisions to its credit card benefit structure, affecting movie, transport and insurance rewards as well as certain transaction fees.
The complimentary movie benefit via BookMyShow will be withdrawn for the Instant Platinum Chip Credit Card and the Instant Platinum Credit Card. All other cards will retain existing benefits unless otherwise noted.
Cards in the Rubyx, Secured Rubyx, LeadtheNew Rubyx, Sapphiro, LeadtheNew Sapphiro, Emeralde and Emeralde Private families will earn points on transport spends up to ₹20,000 each month.
Platinum, Platinum Chip, Instant Platinum Chip, Instant Platinum, HPCL Platinum Chip, HPCL Coral Platinum, HPCL Coral Contactless, HPCL Super Saver, Coral, NRI Coral, Secured Coral, Lead the New Coral, Coral Pilot Contactless, Manchester United Platinum Contactless, Manchester United Signature, Chennai Super Kings, Credit Card, Expressions, Secured Expressions, Parakram and Parakram Select families will earn points on transport merchant category codes up to ₹10,000 each month, with points varying by merchant type.
Read More: India’s Credit Card Spending Hits ₹17.65 Trillion, Up 13.6% in April-December FY26!
The HPCL Super Saver Credit Card will continue to earn points on insurance spends up to ₹40,000 at the current earn rate. No change is announced for other card variants.
A 2% fee will apply to payments made on online gaming platforms such as Dream11, Rummy Culture, Junglee Games and MPL.
Loading funds onto third party wallets including Amazon Pay, Paytm, MobiKwik, Freecharge and OlaMoney will attract a 1% fee for transaction amounts of ₹5,000 or more. A 1% charge will be levied on transport category transactions that exceed ₹50,000.
Effective February 1, 2026, ICICI Bank will discontinue the BookMyShow movie benefit for selected cards, adjust transport reward caps, maintain insurance reward limits for the HPCL Super Saver card and introduce fees on online gaming, third party wallet loads and high value transport transactions.
Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Jan 30, 2026, 11:53 AM IST

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