Ujjivan Small Finance Bank's gross loan book increased to ₹33,287 crore in Q1FY26, marking an 11% rise year-on-year and 4% growth quarter-on-quarter. A significant shift was observed in the composition of the loan book, with secured loans now accounting for 45.5% of the total portfolio, up from 31.3% in the same quarter last year. The bank also recorded strong disbursement figures for the quarter, reaching ₹6,539 crore, reflecting a robust 24% year-on-year growth.
Deposits and CASA
Profitability
Ujjivan SFB serves ~97 lakh customers through 752 branches across 26 states/UTs. It holds deposits worth ₹38,619 crore and a loan book of ₹33,287 crore as of June 2025. It has credit ratings of AA- (Stable) and A1+ from CARE and CRISIL, reflecting its stable performance.
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As of 3:19 PM IST on July 25, 2025, Ujjivan Small Finance Bank share price (NSE: UJJIVANSFB) was trading at ₹43.17, down 5.56% for the day, with a 52-week high of ₹51.87 and a low of ₹30.88.
Ujjivan Small Finance Bank has shown strong operational and financial performance in Q1FY26, supported by rising secured loans, improving asset quality, and a growing customer base. The bank remains optimistic about FY26 with a focus on sustainable growth, cost control, and expanding its secured loan portfolio.
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Published on: Jul 25, 2025, 3:27 PM IST
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