We all dread the word ‘inflation‘, but in an economy, inflation is unavoidable. Low to moderate inflation is believed to positively impact the economy in multiple ways than deflation, which is the opposite of inflation. But there occur situations when inflation increases, creating a widespread panic situation. Currently, the Indian economy is going through a …
The Indian markets showcased significant strength throughout 2023, particularly in the final months, demonstrating a remarkable rally that broke previous records. Even as we step into 2024, the Indian markets continue to trade positively. However, today’s trading session is marked by volatility. Historical data suggests that January tends to be a challenging month for traders …
The average FD interest rate in India dropped from 10.50% to 5.90% in the last 20 years, that is, from 2000 to 2023. This has been impacted by the significant change in financial market conditions, the policies of RBI, and the country’s economic conditions. For retail and novice investors, Fixed Deposits (FDs) have traditionally been …
Dipa Karmakar has now become a household name in India. She created a massive buzz when she became the first Indian gymnast to qualify for the 2016 Olympics at Rio. Then she managed to give the entirety of India a certain sense of hope by reaching the finals in the 2016 Olympics by finishing fourth …
Investment strategies are a set of rules designed to guide investors in achieving their financial goals. When selecting an investment strategy, factors such as target corpus, risk tolerance, and investment objectives must be carefully considered. In this blog, we will delve into the top 5 investment strategies for 2024. However, it’s crucial for investors to …
There is an increasingly positive notion across the world that this is the decade when India is going to become a major economic power. A few of the metrics by which we can judge whether this is true or not include our real GDP, per capita GDP, defence expenditure, infrastructure, energy and food security, etc. …
The credit-to-deposit ratio (CDR) is a vital indicator in the banking world, reflecting the delicate balance between lending and deposit growth. It tells us how much of the money people entrust to banks in the form of deposits is being extended as loans to fuel economic activity. What is the CDR? Simply put, the CDR …
The Reserve Bank of India (RBI) recently opened the subscription period for Sovereign Gold Bonds (SGBs) 2023-24 Series III, allowing investors to secure their investment in gold. In this article, we will delve into the details of this investment opportunity, exploring key aspects such as issue price, interest rates, eligibility, and the advantages of investing …
The holiday season is a wonderful time filled with joy, love, and celebration. However, it can also be a time when overspending can easily spiral out of control. With the pressure to buy gifts, host parties, and travel to visit loved ones, it’s no wonder that many people find themselves with financial stress. But fear …
Over the last 3 decades, ETFs have gained popularity both amongst institutional as well as retail investors. The benefits of ETF investing has been realised due to it’s simplicity and lower management fees compared to mutual funds. The concept of ETFs or Exchange Traded Funds came into being in the Eighties as an alternative to …
