Pensioners and senior citizens are increasingly being targeted by cyber fraudsters. To address this, Bank of Baroda (BoB) has warned senior citizens, pensioners, and former employees to stay alert against fraudulent calls, WhatsApp messages, and SMS links that claim to offer a “pensioner card” or require pension-related verification.

The bank has highlighted that such scams are rising and often involve fake messages designed to create urgency and panic, pushing people to click on links or share confidential details.

What The Bank Is Warning Customers About

Bank of Baroda has urged customers to be careful about messages and images circulating online related to “pensioner cards”. These messages often include a link and claim that the customer must complete an update, verification, or activation process.

The bank has clearly stated that it has not issued any new pensioner card through social media platforms or links. Any such card or offer being shared online is not authorised by the bank.

Common Fraud Tricks Used By Scammers

BoB has listed several tactics that fraudsters commonly use to trap pensioners and senior citizens. These include:

• Sending fake pensioner cards through WhatsApp or SMS
• Asking for sensitive details like OTP, PIN, CVV, Aadhaar, PAN, or bank account information
• Sharing links for “pension update”, “verification”, or “KYC renewal”
• Pretending to be bank staff or government officials

The bank has also reminded customers that genuine bank representatives do not ask for confidential information over calls, messages, or WhatsApp.

How Can Pensioners Stay Safe?

BoB has advised customers to follow simple safety steps to avoid cyber fraud:

• Do not click on unknown links
• Never share OTPs, PINs, or passwords with anyone
• Do not install any app, including screen-sharing apps, on someone’s advice
• Verify any doubtful message with a family member or by visiting the bank branch

If a suspicious message or call is received, the safest step is to ignore it and contact the nearest Bank of Baroda branch or official customer care.

Read more: SBI Mutual Fund Launches SBI Nifty Midcap150 Momentum 50 ETF; NFO Open till February 24, 2026.

Conclusion

Cyber scams are becoming more frequent, and pensioners are among the most vulnerable targets. Bank of Baroda’s advisory is a reminder that staying cautious, verifying messages through official channels, and never sharing personal banking details can prevent financial loss and stress.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.