SBI Mutual Fund, one of India’s largest fund houses, manages over 125 schemes across equity, debt, and hybrid categories. For long-term investors, Systematic Investment Plans (SIPs) are an effective way to invest consistently and benefit from rupee-cost averaging.
Among its offerings, 5 SIP schemes have stood out over the past 10 years, delivering annual returns of 19% to 20.5% CAGR. These funds have helped investors build significant wealth with disciplined monthly investments.
Fund | SIP CAGR (10 yrs) | ₹10,000 Monthly SIP Growth | Lump Sum CAGR |
SBI Technology Opportunities Fund | 20.59% | ₹10K → ₹35.5 lakh | 17.80% → ₹1L → ₹5.1 lakh |
SBI Contra Fund | 20.48% | ₹10K → ₹35 lakh | 16.91% → ₹1L → ₹4.8 lakh |
SBI Small Cap Fund | 19.93% | ₹10K → ₹35 lakh | 19.38% → ₹1L → ₹5.88 lakh |
SBI PSU Fund | 19.63% | ₹10K → ₹34 lakh | 14.74% → ₹1L → ₹3.96 lakh |
SBI Healthcare Opportunities Fund | 19.14% | ₹10K → ₹32.64 lakh | 12.25% → ₹1L → ₹3.18 lakh |
Read More, ₹10,000 SIP for Your Child’s Education: Will It Be Enough in 15 Years?
Past performance does not guarantee future returns. Mutual funds carry market risks, and SIPs should be chosen based on your financial goals, risk tolerance, and investment horizon, not just historical returns.
SBI Mutual Fund’s top SIP plans show how consistent investing over the long term can grow modest monthly amounts into substantial wealth. Starting early, staying disciplined, and investing in top-performing SIPs can help you achieve your financial goals efficiently.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Oct 23, 2025, 2:09 PM IST
Kusum Kumari
Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.
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