Investing ₹1 Lakh in Kotak Mid Cap at Launch Grew to ₹11.48 Lakh

Staying invested in mutual funds for the long term can multiply your wealth. This happens due to compounding, where returns earned in earlier years get added to the principal, helping it grow faster over time.

Kotak Mid Cap Fund’s Journey

The Kotak Mid Cap Fund was launched on March 30, 2007, with its Direct Plan Growth Option starting on January 1, 2013. Over the years, it has delivered strong returns for investors.

Returns Over Different Periods

If someone had invested ₹1 lakh in this fund, here’s how it would have grown:

So, an investment of ₹1 lakh at inception (2013) would now be worth nearly ₹11.5 lakh.

Fund Profile

• AUM: ₹56,988 crore (as of Aug 31, 2025)
• Expense Ratio: 0.37%
• Benchmark: Nifty Midcap 150 TRI
• Minimum Investment: ₹100 and any amount thereafter

Asset Allocation

• Mid caps: 69.16%
• Small caps: 14.66%
• Large caps: 14.06%
• Debt & money market: 2.12%

Top Sector Holdings

• IT-Software (10.91%)
• Consumer Durables (8.33%)
• Finance (7.84%)
• Retailing (7.74%)
• Auto Components (7.67%)
• Healthcare Services (7.38%)
• Chemicals & Petrochemicals (5.4%)
• Electrical Equipment (5.05%)

Read More: SBI Mutual Fund Introduces Dynamic Asset Allocation Active Fund of Fund!

Conclusion

The Kotak Mid Cap Fund shows how patience and long-term investing can pay off. An initial investment of ₹1 lakh at launch has turned into over ₹11 lakh, highlighting the strength of compounding and the benefits of staying invested through market ups and downs.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund Investments are subject to market risks, read all the related documents carefully before investing.