Investing ₹1 Lakh in Kotak Mid Cap at Launch Grew to ₹11.48 Lakh

Written by: Kusum KumariUpdated on: 26 Sept 2025, 4:41 pm IST

₹1 lakh invested in Kotak Mid Cap Fund at launch in 2013 is now worth ₹11.48 lakh, showing the power of compounding and long-term investing.

Staying invested in mutual funds for the long term can multiply your wealth. This happens due to compounding, where returns earned in earlier years get added to the principal, helping it grow faster over time.

Kotak Mid Cap Fund’s Journey

The Kotak Mid Cap Fund was launched on March 30, 2007, with its Direct Plan Growth Option starting on January 1, 2013. Over the years, it has delivered strong returns for investors.

Returns Over Different Periods

If someone had invested ₹1 lakh in this fund, here’s how it would have grown:

Tenure	Value (₹)	Annualised Return (%)
1 year	1,01,840	1.84%
3 years	1,86,800	23.16%
5 years	3,72,150	30.06%
10 years	6,04,770	19.72%
Since Inception (2013)	11,48,700	21.13%

So, an investment of ₹1 lakh at inception (2013) would now be worth nearly ₹11.5 lakh.

Fund Profile

AUM: ₹56,988 crore (as of Aug 31, 2025)
Expense Ratio: 0.37%
Benchmark: Nifty Midcap 150 TRI
Minimum Investment: ₹100 and any amount thereafter

Asset Allocation

Mid caps: 69.16%
Small caps: 14.66%
Large caps: 14.06%
Debt & money market: 2.12%

Top Sector Holdings

IT-Software (10.91%)
Consumer Durables (8.33%)
Finance (7.84%)
Retailing (7.74%)
Auto Components (7.67%)
Healthcare Services (7.38%)
Chemicals & Petrochemicals (5.4%)
Electrical Equipment (5.05%)

Conclusion

The Kotak Mid Cap Fund shows how patience and long-term investing can pay off. An initial investment of ₹1 lakh at launch has turned into over ₹11 lakh, highlighting the strength of compounding and the benefits of staying invested through market ups and downs.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund Investments are subject to market risks, read all the related documents carefully before investing.

Published on: Sep 26, 2025, 11:11 AM IST

Kusum Kumari

Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.

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