CALCULATE YOUR SIP RETURNS

How Much Corpus Can You Create with a ₹3,000 SIP in the Nifty 50 Index Fund?

Written by: Nikitha DeviUpdated on: 8 Oct 2025, 6:34 pm IST
A ₹3,000 SIP in the Nifty 50 Index Fund can grow to ₹2.9L in 5 years and ₹7.5L in 10 years, leveraging compounding and long-term growth.
Nifty 50 Index Fund
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The Nifty 50 Index represents India’s 50 largest and most liquid companies across major sectors such as banking, IT, energy, FMCG, and automobiles. It reflects the overall performance of the Indian economy.

As of October 7, 2025, the Nifty 50 opened at 25,085.30, reached a high of 25,220.90 and a low of 25,076.30, and closed at 25,077.65, with the last traded price (LTP) at 25,108.30. Over recent periods, the index recorded a 1-month return of +1.48%, a 3-month return of -1.06%, a 1-year return of +2.53%, a 3-year CAGR of 14.5%, and a 5-year CAGR of 17.84%.

Power of SIP in Nifty 50 Index Fund

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly, benefiting from rupee-cost averaging and compounding. It smooths out market volatility and encourages disciplined investing.

If you invest ₹3,000 monthly in a Nifty 50 Index Fund, your potential corpus could grow as follows:

Investment PeriodCAGR (%)Total InvestmentEstimated Corpus
5 Years17.84₹1,80,000~₹2,90,000
10 Years13.25₹3,60,000~₹7,51,000

(Estimated returns are based on historical returns; actual outcomes may vary)

Angel One Nifty 50 Index Fund

There are several Nifty 50 index funds available in the market, and Angel One also offers one such fund. 

Angel One Nifty 50 Index Fund is a passively managed index fund designed to track the performance of the Nifty 50 TRI. It aims to achieve this by investing in the securities that constitute the Nifty 50 Index in the same proportion as in the index. At least 95% of the scheme’s total assets will be allocated to the securities comprising the underlying index, while the remaining portion may be invested in money market instruments to manage liquidity and meet expense requirements. 

The investment objective of the scheme is to replicate the Nifty 50 Index and provide returns, before expenses, that closely track the total return of the index, subject to tracking errors. However, there is no assurance or guarantee that the scheme will achieve its investment objective. 

It is structured as an open-ended scheme that replicates or tracks the Nifty 50 Index.

Also Read: Can SIPs Help You Save ₹25 Lakh in 10 Yrs for Your Child’s Education?

Conclusion

A small ₹3,000 SIP in the Nifty 50 Index Fund can compound into a sizeable corpus over the long term. By investing consistently and starting early, investors can harness the power of compounding and India’s economic growth to achieve financial goals.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Published on: Oct 8, 2025, 1:03 PM IST

Nikitha Devi

Nikitha is a content creator with 7+ years of experience in the financial domain. Specialising in personal finance, investments, and market insights, Nikitha simplifies complex financial topics, making them accessible to readers.

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