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Best Gold Mutual Funds in India for Nov 2025: DSP World Gold, SBI Gold Fund & More Based on 3Y CAGR

Written by: Nikitha DeviUpdated on: 2 Nov 2025, 1:30 pm IST
Gold mutual funds typically invest in gold bullion or in companies involved in gold mining and production, allowing investors to benefit from movements in gold price.
Gold Mutual Funds
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Gold mutual funds are investment schemes that allow investors to gain exposure to gold without physically owning it. These funds primarily invest in units of gold exchange-traded funds (ETFs), which track the price of gold in the domestic market. In this article, find the best gold mutual funds in India for Nov 2025.

Best Gold Mutual Funds in India for Nov 2025

NameAUM (₹ Crore)CAGR 3Y
DSP World Gold FoF1,421.4044.41
SBI Gold Fund7,033.4132.02
HDFC Gold ETF FoF6,328.8932.02
Nippon India Gold Savings Fund4,130.9831.89
Kotak Gold Fund4,153.1331.74

Note: The Gold Mutual Funds mentioned above have been selected with AUM above ₹1000 crore and sorted based on 3Y CAGR as of Oct 29, 2025.

Overview of the Best Gold Mutual Funds in India

  1. DSP World Gold FoF

DSP World Gold FoF invests in units or securities of overseas exchange-traded funds (ETFs), international funds, or domestic mutual funds that provide exposure to gold and the gold mining industry.

Key Metrics

  • 5Y CAGR15.78%
  • Minimum SIP: ₹100
  1. SBI Gold Fund

SBI Gold Fund is an open-ended Fund of Fund scheme that primarily invests in the SBI-ETF Gold. Its objective is to deliver returns that mirror the performance of the SBI Gold Exchange Traded Scheme.

Key Metrics

  • 5Y CAGR17.69%
  • Minimum SIP: ₹500
  1. HDFC Gold ETF Fund of Fund

HDFC Gold ETF Fund of Fund is an open-ended scheme that invests in units of the HDFC Gold Exchange Traded Fund (HGETF). The fund seeks to generate capital appreciation by tracking the returns of HGETF.

Key Metrics

  • 5Y CAGR: 17.63%
  • Minimum SIP: ₹100

Also ReadBest Nifty 50 Index Funds in India for Nov 2025!

Conclusion

While gold mutual funds provide an easy and paperless way to gain exposure to gold, investors should carefully evaluate certain factors before investing. 

These include the fund’s expense ratio, past performance, tracking error, and consistency in returns. It’s also important to align the investment with one’s financial goals, risk appetite, and investment horizon. By doing so, investors can use gold mutual funds effectively for diversification and as a hedge against market volatility and inflation. Investors can invest in them through their demat account.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Published on: Nov 2, 2025, 8:00 AM IST

Nikitha Devi

Nikitha is a content creator with 7+ years of experience in the financial domain. Specialising in personal finance, investments, and market insights, Nikitha simplifies complex financial topics, making them accessible to readers.

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