Gold mutual funds remain a popular choice for investors seeking diversification and inflation protection. With gold prices continuing their upward trend, these funds have delivered robust returns over the past five years. For December 2025, here are the best gold mutual funds in India for SIP investments, ranked by performance and AUM.
Fund Name | AUM (₹ Cr) | CAGR 5Y (%) | Absolute Returns 1Y (%) | Sharpe Ratio | Exit Load (%) |
LIC MF Gold ETF FoF | 464.76 | 19.75 | 61.83 | 1.99 | 1 |
SBI Gold | 8,456.78 | 19.63 | 62.63 | 2.86 | 1 |
HDFC Gold ETF FoF | 7,092.09 | 19.60 | 62.63 | 2.87 | 1 |
Aditya Birla SL Gold Fund | 909.45 | 19.58 | 63.10 | 2.52 | 1 |
Axis Gold Fund | 1,799.99 | 19.55 | 61.60 | 2.56 | 1 |
LIC MF Gold ETF FoF leads with a 5-year CAGR of 19.75%, while SBI Gold and HDFC Gold ETF FoF combine strong performance with high Sharpe ratios, making them attractive for SIP investors.
Fund Name | AUM (₹ Cr) |
SBI Gold | 8,456.78 |
HDFC Gold ETF FoF | 7,092.09 |
Nippon India Gold Savings Fund | 4,545.14 |
Kotak Gold Fund | 4,539.90 |
ICICI Pru Regular Gold Savings Fund | 3,770.12 |
· Disciplined Investing: SIP allows gradual accumulation of gold exposure without timing the market.
· Cost Averaging: Regular investments help average out price fluctuations.
· Diversification: Gold acts as a hedge against equity volatility and inflation.
· Liquidity: Easy redemption compared to physical gold.
Read More: India's Gold and Silver Mutual Fund Assets Cross ₹1 Lakh Crore Amid Rising Demand.
For December 2025, SBI Gold and HDFC Gold ETF FoF stand out for their strong performance and large AUM, while LIC MF Gold ETF FoF leads on CAGR. Investors looking for systematic exposure to gold can consider these funds for SIP, keeping in mind their risk profile and long-term goals.
Disclaimer:
This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Nov 28, 2025, 7:20 PM IST
Team Angel One
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