6.40 Lakh New Investors Added by Mutual Funds in July 2025

The mutual fund industry continued its growth momentum in July 2025, registering a substantial addition of 6.40 lakh new investors, as per news reports. This surge in participation pushed total unique investors to 5.59 crore and was supported by ₹1.79 lakh crore in monthly inflows.

Investor Base Hits 5.59 Crore as Industry Picks Up Pace

July 2025 marked a key milestone for the mutual fund industry as the number of unique investors rose from 5.53 crore to 5.59 crore. The folio count increased by 44 lakh, reaching 24.57 crore from 24.13 crore. Equity funds led the charge with an addition of 31.35 lakh folios, followed by hybrid funds adding 3.35 lakh and debt funds bringing in 2.65 lakh new folios.

AUM and Folio Trends Across T30 and B30 Cities

T30 assets under management rose by 1.5% to ₹61.08 lakh crore, up from ₹60.20 lakh crore. B30 locations experienced modest growth of 0.56%, reaching ₹14.29 lakh crore. In terms of folios, T30 cities added 20 lakh, totalling 12.76 crore, while B30 cities added 24 lakh, bringing their count to 11.81 crore.

Average AUM Per Folio Declines

Despite rising participation, the average AUM per folio declined across both city categories. T30 cities saw a 1.5% drop to ₹2.69 lakh from ₹2.73 lakh, while B30 cities witnessed a fall of 1.9% from ₹1.05 lakh to ₹1.03 lakh, indicating smaller ticket sizes on average.

Read More: Guided Investments Outpace DIY Buys in Mutual Fund Direct Plans Over the Past 18 Months!

SIP Investments Reflect Growing Commitment

The SIP ecosystem showed continued vigour. While SIP assets reduced slightly by 0.7% to ₹15.19 lakh crore, SIP contributions rose by over 4%, touching ₹28,500 crore compared to ₹27,300 crore in June. Outstanding SIP accounts increased by 2.8% to 9.45 crore, with 9.11 crore accounts actively contributing, up by 5%.

Surge in NFOs and ARN Registrations

July 2025 welcomed 30 new fund offers, with 13 being passive funds. Equity schemes contributed 10 NFOs, including 7 sectoral or thematic funds. Debt and hybrid categories added 5 and 2 schemes, respectively. The month also saw 6,330 new ARN registrations, with corporate employees and individual MFDs leading. Maharashtra and Gujarat were top contributors, accounting for 21.9% and 10.7% respectively.

Conclusion

July 2025 was a productive month for the mutual fund industry, witnessing growth in both investor base and inflows. The broad-based expansion across categories and cities reflects increasing awareness and adoption of mutual funds as an investment vehicle in India.

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in Mutual Funds are subject to market risks. Read all related documents carefully before investing.