Utkarsh Small Finance Bank has announced a rights issue to raise approximately ₹950 crore. The proposal was approved by the Bank’s Board of Directors at a meeting held on October 8, 2025. As part of the resolution, the record date for determining shareholders eligible for the rights entitlement has been set as October 14, 2025.
The entire issue price is payable at the time of application.
Eligible shareholders will receive 8 Rights Equity Shares for every 13 fully paid-up Equity Shares held as on the record date.
| Event | Date |
| Last Date to Buy Shares (to be eligible) | October 13, 2025 |
| Record Date | October 14, 2025 |
| Issue Opens (Bid/Offer Period Begins) | October 24, 2025 |
| Last Date for Renunciation of Rights Entitlements | October 28, 2025 |
| Issue Closes (Bid/Offer Ends) | November 3, 2025 |
This rights issue presents an opportunity for existing shareholders to increase their stake in Utkarsh Small Finance Bank at a preferential price. Shareholders are advised to check their eligibility and act within the timeline to avoid missing out on this offer.
Speaking on the results, Mr Govind Singh, MD & CEO, Utkarsh Small Finance Bank, said, “During Q1FY26, the Bank continued its strategic pivot towards secured lending, amid a difficult operating environment. Our non-JLG loan portfolio sustained strong momentum, growing 39% YoY. Consequently, the share of secured loans within the overall book rose to 45% as of June 30, 2025 – up from 35% as of June 30, 2024 – underscoring our focused efforts toward portfolio de-risking and improving asset quality. Healthy business growth driven by Yield optimisation efforts in secured products, i.e. disbursement yields rising in housing & MSME loans by 40–150 bps compared to Q1FY25.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Oct 13, 2025, 8:21 AM IST
Sachin Gupta
Sachin Gupta is a Content Writer with 6+ years of experience in the stock market, including global markets like the US, Canada, and Australia. At Angel One, Sachin specialises in creating financial content that simplifies complex market trends. Sachin holds a Master's in Commerce, specialising in Economics.
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