Utkarsh Small Finance Rights Issue Record Date: Bank Set to Raise ₹950 Crore

Utkarsh Small Finance Bank has announced a rights issue to raise approximately ₹950 crore. The proposal was approved by the Bank’s Board of Directors at a meeting held on October 8, 2025. As part of the resolution, the record date for determining shareholders eligible for the rights entitlement has been set as October 14, 2025.

Utkarsh Small Finance Rights Issue Details

• Issue Size: Up to 67,79,13,784 fully paid-up equity shares
• Face Value: ₹10 per share
• Issue Price: ₹14 per share (including ₹4 as premium)
• Total Issue Amount: Not exceeding ₹950 crore

The entire issue price is payable at the time of application.

Shareholder Entitlement

Eligible shareholders will receive 8 Rights Equity Shares for every 13 fully paid-up Equity Shares held as on the record date.

Utkarsh Small Finance Rights Issue Key Dates

This rights issue presents an opportunity for existing shareholders to increase their stake in Utkarsh Small Finance Bank at a preferential price. Shareholders are advised to check their eligibility and act within the timeline to avoid missing out on this offer.

Utkarsh Small Finance Management Take on Q1FY26 Earnings

Speaking on the results, Mr Govind Singh, MD & CEO, Utkarsh Small Finance Bank, said, “During Q1FY26, the Bank continued its strategic pivot towards secured lending, amid a difficult operating environment. Our non-JLG loan portfolio sustained strong momentum, growing 39% YoY. Consequently, the share of secured loans within the overall book rose to 45% as of June 30, 2025 – up from 35% as of June 30, 2024 – underscoring our focused efforts toward portfolio de-risking and improving asset quality. Healthy business growth driven by Yield optimisation efforts in secured products, i.e. disbursement yields rising in housing & MSME loans by 40–150 bps compared to Q1FY25.

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