Muthoot Finance Q1 FY26 Earnings Results: Reported 37% Rise in Loan AUM and 65% Jump in Profit

Muthoot Finance Limited has started FY26 on a high note, delivering its best-ever quarterly performance. For the quarter ended June 30, 2025, the company achieved a 37% year-on-year growth in consolidated Loan Assets Under Management (AUM), reaching ₹1,33,938 crore.

Muthoot Finance Q1 FY26 Earnings: Key Financial Highlights

• Loan AUM Growth:
  • Consolidated Loan AUM rose 37% YoY to ₹1,33,938 crore.

  • Standalone Loan AUM up 42% YoY to ₹1,20,031 crore.

     

• Gold Loan Business:
  • Gold Loan AUM reached an all-time high of ₹1,13,194 crore, up 40% YoY.
  • ₹6,355 crore disbursed to 4.45 lakh new customers.
     
• Profit Surge:
  • Consolidated Profit After Tax (PAT) jumped 65% YoY to ₹1,974 crore.
  • Standalone PAT rose 90% YoY to ₹2,046 crore.
     
• Other Milestones:
  • Market capitalisation crossed ₹1 trillion.
  • Quantity of gold held as security touched 209 tonnes.
     

Strong Subsidiary Performance

• Muthoot Homefin (India) Ltd:
  • Loan AUM: ₹3,096 crore (41% YoY growth).
  • Revenue: ₹103 crore (41% YoY growth).
• Muthoot Money Ltd:
  • Loan AUM: ₹5,000 crore (202% YoY growth).
  • Revenue: ₹213 crore (255% YoY growth).
• Asia Asset Finance PLC, Sri Lanka:
  • Loan AUM: LKR 3,492 crore (50% YoY growth).
  • Profit After Tax: LKR 18 crore (57% YoY growth).
• Belstar Microfinance:
  • Loan AUM: ₹7,707 crore.
  • Opened 10 gold loan branches to diversify products.
     

Chairman’s Statement

Mr. George Jacob Muthoot, Chairman of Muthoot Finance, highlighted the company’s strong performance in gold loans and its focus on customer trust, digital transformation, and operational efficiency. He expressed confidence in sustaining this growth in the coming quarters as the demand for quick and affordable credit rises in India.

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Muthoot Finance Share Price Movement

On August 13, 2025, Muthoot Finance share price (NSE: MUTHOOTFIN) closed at ₹2,515.10, down ₹18.10 or 0.71% from the previous session. The stock opened at ₹2,522.00, reached a high of ₹2,549.90, and fell to a low of ₹2,476.60 during the day. The company has a market capitalisation of ₹1.01 lakh crore, a P/E ratio of 18.93, and a dividend yield of 1.03%. Over the past 52 weeks, the stock has traded between ₹1,756.05 and ₹2,718.00. Muthoot Finance also declared a quarterly dividend of ₹6.48 per share.

Conclusion

Muthoot Finance’s Q1 FY26 performance shows the company’s dominance in the gold loan segment and its ability to deliver consistent growth across subsidiaries. With digital advancements, customer-focused strategies, and expanding product lines, the company is well-positioned for continued success.

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