IIFL Finance Share Price Jumps Over 2% as Board Approves Up To ₹2,000 Crore NCD Issue

IIFL Finance has cleared a major fundraise through a fresh public issue of secured non-convertible debentures, marking an important step to support its lending growth. 

Board Clears ₹2,000 Crore NCD Issue 

The Board approved issuing secured, rated and listed redeemable NCDs with a total shelf limit of up to ₹2,000 crore, including a green shoe option. The capital will be mobilised in one or more tranches, with specific tranche details to be released at the time of issue.  

IIFL Finance Q2FY26 Earnings Results 

In Q2FY26, the company posted a consolidated profit of ₹418 crore, a 52% jump over the previous quarter as its gold loan franchise drove a strong rebound.  

The lender’s overall AUM climbed to ₹90,122 crore, rising 7% sequentially, while its gold loan book touched an all-time high of ₹34,577 crore, growing an exceptional 220% year-on-year after fully resuming business following the September 2024 embargo.  

The company also reported healthier asset quality, with reductions in both Stage 2 and Stage 3 exposures and a robust 93% provision coverage, even as it continued trimming unsecured MSME, micro-LAP and risk-prone MFI portfolios. 

Company Background and Recent Focus 

IIFL Finance continues to scale its lending operations across retail, MSME, and gold loan segments. The company maintains a robust distribution network and is steadily expanding its digital lending capabilities.  

IIFL said its strategy remains anchored in collateral-backed retail lending: spanning gold loans, secured MSME credit and home finance strengthened by an AI-driven risk architecture and a phygital presence of nearly 4,800 branches. Alongside subsidiaries IIFL Home Finance and IIFL Samasta Finance, the group now serves more than 4.6 million customers across its diverse retail lending portfolio. 

Read More: SEBI Proposes Relaxed Norms for Issuing Duplicate Securities Certificates! 

IIFL Finance Share Price Performance  

As of November 26, 2025, at 12:30 PM, IIFL Finance Ltd share price is trading at ₹570.70 per share, reflecting a gain of 2.39% from the previous closing price. Over the past month, the stock has gained by 12.93%.

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Conclusion 

By approving this ₹2,000 crore public debenture issue, IIFL Finance strengthens its capital structure and reinforces its commitment to sustainable expansion across lending verticals. 

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