ICICI Lombard Dividend 2025: Record Date, Eligibility, and Payment Details

ICICI Lombard General Insurance has announced an interim dividend of ₹ 6.50 per share for FY26. The board approved this payout alongside the company’s audited financial results for Q2 and the half-year ended September 30, 2025. The dividend represents 65% of the face value of ₹ 10 per share, continuing the company’s trend of rewarding shareholders mid-year.

Dividend Record Date and Payment Schedule

The company has fixed October 23, 2025, as the record date to determine eligible shareholders. Dividend payments will be made on or before November 12, after accounting for applicable tax deductions.

Dividend Yield

Based on the current market price of ₹ 1,995.50, the dividend translates into a yield of around 0.63%. Last year, ICICI Lombard paid a combined dividend of ₹ 12.50 per share, including interim and final payouts.

ICICI Lombard Q2 FY26 Performance Highlights

• Net Profit: ₹ 819.5 crore, up from ₹ 693.9 crore last year.
• Profit Before Tax: ₹ 1,077.3 crore, up from ₹ 919 crore.
• Gross Written Premium (GWP): ₹ 70,586.6 crore, led by motor and health insurance.
• Net Premium Earned: ₹ 5,651.6 crore.
• Investment Income: ₹ 898.9 crore.
• Total Income: ₹ 6,582.7 crore, up from ₹ 5,850.6 crore last year.

The combined ratio remained steady at 105.1%, with an underwriting profit of ₹ 117.8 crore compared to a loss of ₹ 16.1 crore last year.

Regulatory Impact

A change in IRDAI regulations effective October 2024 altered the recognition of gross written premiums for long-term products. While GWP was reported lower by ₹ 3,607.8 crore, reduced commission expenses led to a net positive effect of ₹ 14.3 crore on operating profit and ₹ 10.9 crore on net profit.

Key Growth Drivers

Motor and health insurance together contributed nearly 70% of earned premiums.

• Motor: ₹ 2,728.5 crore in net premium earned, up from ₹ 2,482.2 crore.
• Health: The Retail segment rose to ₹ 503.7 crore, while group and corporate health grew to ₹ 1,542.6 crore.

Investment Book

ICICI Lombard’s total investments reached ₹ 5.62 lakh crore, including ₹ 1.51 lakh crore of shareholder funds and ₹ 4.11 lakh crore of policyholder funds. Investment yields were 2.19% for the quarter (excluding unrealised gains) and 4.08% including unrealised gains.

ICICI Lombard General Insurance Share Price Movement

As of October 16, 2025, ICICI Lombard General Insurance Co share price was trading at ₹2,015.40, down ₹4.90 (0.24%). The company has a market capitalisation of ₹1.00 lakh crore and a P/E ratio of 37.65. Its dividend yield stands at 0.62%, with a quarterly dividend of ₹3.12 per share. Over the past 52 weeks, the stock has traded between a low of ₹1,613.70 and a high of ₹2,145.00. On the day, the share opened at ₹2,010.50, reaching a high of ₹2,028.50 and a low of ₹2,000.00.

Also Read:Accel Retains 7% Stake in Urban Company Post-IPO!

Conclusion

ICICI Lombard continues to reward shareholders with timely dividends, backed by strong performance in motor and health insurance, steady underwriting, and a growing investment book.

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