General Insurance Corporation of India, India’s state-owned reinsurance company, has declared a dividend of ₹10 per equity share. Investors eyeing this payout need to mark their calendars as the ex dividend date is tomorrow, September 4, 2025, while the record date is September 5, 2025.
The ex-date is particularly important for investors because only those holding shares before September 4 will be eligible for the dividend. Purchases made on or after the ex-date will not qualify for this payout.
In Q1 FY26, GIC saw its domestic premiums contract by 3.6% year-on-year, while international premiums surged 17.1%, now contributing 19% to its portfolio, the highest first-quarter share in recent years. This trend indicates that the reinsurer is increasingly leaning on overseas markets to balance out rising competition in India, aligning with its long term ambition of achieving a 60:40 domestic-to-international mix.
As per news reports, GIC’s business had shrunk between FY20 and FY24 due to its exit from unprofitable segments, but it bounced back to growth in FY24. The company’s combined ratio was at 111% last year, with a target of reducing it to 100% over the next seven years.
General Insurance Corporation of India share price traded at ₹371.80, up 0.23% or ₹0.85 on 2:30 PM on the NSE from the previous close. The stock opened higher at ₹373.40, touched an intraday high of ₹376.45, and a low of ₹370.15, with the VWAP standing at ₹372.02.
The movement reflects cautious optimism among investors ahead of the upcoming dividend ex-date.
With the ex-date approaching on September 4, 2025, GIC remains in focus. While the ₹10 payout adds short-term appeal, the company’s long-term story rests on its overseas expansion strategy, efforts to reduce the combined ratio, and overall market conditions. Investors should evaluate these factors carefully and align decisions with their individual risk tolerance and financial goals.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: Sep 3, 2025, 2:40 PM IST
Neha Dubey
Neha Dubey is a Content Analyst with 3 years of experience in financial journalism, having written for a leading newswire agency and multiple newspapers. At Angel One, she creates daily content on finance and the economy. Neha holds a degree in Economics and a Master’s in Journalism.
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