On September 4, 2025, Aptus Value Housing shares are under the spotlight amid reports that WestBridge Capital, a key promoter group entity, is set to fully exit its investment in the company.
As per reports, the private equity firm is expected to offload its entire 16.46% stake, amounting to 8.23 crore shares, in a deal valued at approximately ₹2,600 crore.
The proposed transaction has a floor price of ₹316 per share, representing a 5% discount to the stock’s closing price on Wednesday. The deal will be executed as a clean-up trade, marking a complete exit by the private equity investor.
This marks WestBridge’s second major divestment in Aptus in recent months. Back in June, the firm sold a 12.4% stake for around ₹1,906 crore, disposing of 6.19 crore shares through open market transactions at an average price of ₹307.54 per share.
Commenting on the results, Mr. P. Balaji, Managing Director, said, “Q1 FY26 was a stable quarter for Aptus, driven by continued focus on consistent growth and profitability. Despite some seasonal headwinds, disbursements rose to ₹775 crores, up 15% YoY, while AUM grew 24% to ₹11,267 Cr. Our customer base grew 20% YoY to 1.65L customers, while our branch presence reached 301. On the profitability side, our spreads continue to hold up strongly at 8.7%.
The Opex continues to remain lower at 2.7%, leading to an operating PAT growth of 31% YoY to ₹296 Cr. On the asset quality side, we saw slight increase in delinquency, driven by seasonality, leading to 19 bps sequential rise in our GNPAs to 1.49%. The credit cost was sequentially up by 8 bps but remain under our 45–50 bps credit cost guidance. Net profit for the quarter came in at ₹219 Cr, translating to an RoA/RoE of 7.9%/20.1% respectively, among the best in the industry.
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Our sustainable RoAs are backed by a well-diversified product mix and a customer base with varied income profiles, ensuring stability across market cycles. We continued to lead in digital adoption, achieving >90% digital agreements and 94% digital collections. Our strong tech and analytics capabilities enabled safe, scalable operations across regions.
Aptus Value Housing Finance provides a range of housing finance products including home purchase loans, self-construction loans, home improvement and extension loans, loans against property, and business loans, primarily targeting the low- and middle-income segments. The company operates through a network of 301 branches, serving over 1.65 lakh customers across Tamil Nadu, Andhra Pradesh, Telangana, Karnataka, Maharashtra, and Odisha.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
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Published on: Sep 4, 2025, 9:54 AM IST
Sachin Gupta
Sachin Gupta is a Content Writer with 6+ years of experience in the stock market, including global markets like the US, Canada, and Australia. At Angel One, Sachin specialises in creating financial content that simplifies complex market trends. Sachin holds a Master's in Commerce, specialising in Economics.
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