Jio BlackRock Mutual Fund is making headlines again after the successful launch of three debt schemes and raising ₹17,800 crore. Now, the fund house has received approval from SEBI to launch five new passive index funds, allowing investors to start with just ₹500.
Out of the five, four are equity index funds and one is a debt fund. All schemes will offer only direct plans with growth options, keeping costs low and returns focused. This article delves into who should think of investing in these funds, depending on their financial goals.
This scheme is Ideal for first-time or conservative equity investors who are aiming for long-term wealth creation. This equity scheme will replicate the Nifty 50 Index, which includes top blue-chip companies like HDFC Bank, ICICI Bank, and Reliance Industries. Around 95-100% of the assets of the scheme will be in Nifty 50 stocks, thereby reducing investors’ exposure to mid-cap and small-cap stocks during times of volatility.
This scheme is ideal for investors who have a moderate risk appetite and want to diversify beyond the largest firms. This scheme tracks the Nifty Next 50 Index, featuring companies ranked just after the Nifty 50. Key sectors include financial services, FMCG, and power, with stocks like InterGlobe Aviation and HAL.
This scheme is ideally suited for growth-oriented investors who are willing to tolerate market ups and downs to receive potentially higher returns. This scheme targets mid-cap companies, ranked 101st to 250th in terms of market capitalisation. It includes firms like BSE, Max Healthcare, and Suzlon, with exposure to capital goods and healthcare.
This fund is suited for aggressive investors who are seeking long-term growth. This fund focuses on small-cap companies (251st to 500th ranked). Top holdings include MCX, CDSL, and Laurus Labs, with exposure to high-growth sectors.
This scheme is perfect for conservative investors, retirees, or anyone seeking stable, predictable returns with lower credit risk. It invests in government securities with 8-13 year maturity. It aims to give stable, long-term returns with low credit risk and moderate interest rate risk.
The equity funds will be co-managed by Tanvi Kacheria, Anand Shah, and Haresh Mehta, while the debt fund will be managed by Vikrant Mehta, Siddharth Deb, and Arun Ramachandran.
Read more: From Balance Checks to AutoPay Limits: Big UPI Changes Coming from August 1, 2025.
With India’s rising appetite for low-cost investing, Jio BlackRock’s passive funds offer simplicity, affordability, and diversification. But while index funds are easy to understand, smart investing still requires alignment with your financial goals, risk appetite, and investment horizon.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
Published on: Jul 28, 2025, 2:45 PM IST
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