Large-cap mutual funds invest at least 80% of their total assets in the top 100 companies listed in India. These funds are known for their stability and are generally suitable for long-term investors. However, some large-cap funds have recently delivered impressive short-term results, thanks to the strong performance of the Nifty 100 index.
Here are the top 6 large-cap mutual funds that gave the best SIP returns in 6 months as of July 2025. We’ve also mentioned how a ₹20,000 monthly SIP over this period has grown in each of these funds.
| Fund Name | 6-Month SIP Return | NAV (₹) | AUM (₹ Cr) | Min. SIP (₹) | ₹20,000 SIP Value (₹) |
| Motilal Oswal Large Cap Fund - Direct Growth | 38.40% | 14.31 | 2,534 | 500 | 1,31,527 |
| Bank of India Bluechip Fund - Direct Growth | 35.85% | 16.85 | 209 | 1,000 | 1,30,832 |
| Invesco India Largecap Fund - Direct Growth | 35.50% | 83.49 | 1,558 | 500 | 1,30,736 |
| Nippon India Large Cap Fund - Direct Growth | 33.71% | 101.27 | 43,829 | 500 | 1,20,241 |
| Aditya Birla Sun Life Large Cap Fund - Direct Growth | 26.45% | 585.75 | 30,927 | 500 | 1,29,680 |
Several large-cap funds benefited from the recent surge in blue-chip stocks, especially those in banking, IT, and capital goods sectors. With improved corporate earnings and a positive market outlook, large-cap funds saw increased investor interest.
Funds like Motilal Oswal and Bank of India Bluechip Fund stood out for their higher exposure to growth-oriented stocks and active fund management strategies. Meanwhile, established funds like Nippon India and Aditya Birla offered strong returns with more diversified portfolios.
Read more: Ola Electric Q1 FY26 Earnings Results: ₹428 Crore Loss, Revenue Down 50%.
Conclusion
Large-cap mutual funds are known for their reliability and steady growth, but recent market momentum has made even short-term SIPs in these funds quite rewarding.
While these 6-month returns look attractive, investors should remember that mutual fund investments are best evaluated over the long term. If you’re planning to start a SIP, consider your risk profile, investment horizon, and financial goals. For those who want a mix of growth and safety, large-cap funds remain a smart option.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
Published on: Jul 14, 2025, 1:56 PM IST
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