India's First UPI and Visa Integrated Credit Card with Zero Forex

Scapia, a travel-first fintech platform, in partnership with Federal Bank, has introduced the Scapia Federal RuPay Credit Card—a first-of-its-kind dual-network credit card in India. This innovative offering allows users to access both RuPay and Visa networks across online, offline, UPI, and international transactions, while managing all spends through a unified credit limit and single monthly statement.

Scapia Introduces Dual-Network Credit Card

This credit card stands out as one of the first in the country to directly integrate UPI functionality via the RuPay network while retaining Visa’s global reach. Cardholders can make UPI-based payments on credit at merchant outlets and continue to use traditional credit card functionality for domestic and international purchases.

The product targets digitally active, travel-savvy consumers, offering a consolidated financial experience. Key benefits include zero forex markup on global transactions, unlimited domestic airport lounge access, and complimentary dining, shopping, and spa services at airport outlets.

Anil Goteti, Founder and CEO of Scapia, stated, “By combining the scale of Visa, RuPay’s UPI innovation, and Federal Bank’s support, this card brings a seamless and future-ready experience. It's built for today’s digital Indian who expects speed, simplicity, and rewards from every transaction.”

New Travel Features Enhance Scapia Platform

Coinciding with the card’s launch, Scapia has announced new travel platform features as part of its 2025 Summer Release. These enhancements aim to simplify travel planning and provide tailored experiences.

Smarter train bookings now include AI-powered suggestions that guide users towards alternative routes with higher confirmation chances, especially helpful during long waitlists. Map-based stay bookings have been introduced, allowing users to book accommodation based on proximity to popular landmarks like beaches and markets.

The platform also now features special airfare categories tailored for students and senior citizens, enhancing affordability. A redesigned rewards interface has been launched, offering improved tracking and redemption of Scapia Coins, including access to curated hotel offers and travel perks.

Read More: SBM And ZET Launch FD-Backed Credit Card to Help Users Build Credit Scores!

Conclusion

With the launch of its dual-network Scapia Federal RuPay Credit Card and a range of platform enhancements, Scapia reinforces its commitment to delivering a unified, rewarding, and modern travel experience. The new features reflect the platform’s growing focus on user convenience, personalisation, and global accessibility.

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