Pradhan Mantri Fasal Bima Yojana (PMFBY) Now Covers Crop Losses from Wild Animals and Waterlogging

The Union Agriculture Minister Shivraj Singh Chouhan announced on Friday that two major categories of crop losses have been added to the Pradhan Mantri Fasal Bima Yojana (PMFBY). These include damage caused by wild animals and losses due to excessive rainfall leading to floods or prolonged waterlogging.

The decision was taken on the initiative of Prime Minister Narendra Modi, addressing a long-standing demand from farmers. The move aims to strengthen financial security and ensure comprehensive coverage for agricultural risks.

New Categories Added to PMFBY

Until now, PMFBY covered crop losses caused by natural calamities, drought, hailstorms, storms, pests and diseases. However, farmers had been seeking inclusion of losses from wild animals and waterlogging for years. With this update, both categories are now officially part of the insurance scheme, offering broader protection to cultivators across the country.

Direct Benefits for Farmers

The inclusion will benefit millions of farmers, especially in regions where crop destruction by wild animals is frequent or where waterlogging during monsoon is a recurring issue. Farmers whose crops are damaged due to these factors will now receive full compensation under PMFBY. Chouhan described the decision as historic and expressed gratitude to Prime Minister Modi for approving the change.

Government’s Objective and Appeal

Chouhan urged farmers to enrol their crops under PMFBY on time to avoid financial losses from unforeseen events. He emphasised that the scheme forms a strong foundation for securing farmers’ future and that the government is committed to making it more comprehensive and beneficial. The Central Government’s goal is to ensure that “every farmer is safe and every crop is protected.”

Read More: Maharashtra Launches New Incentive Scheme for Sugar Mills to Improve Quality and Efficiency.

Conclusion

The expansion of PMFBY marks a significant step towards improving agricultural risk management in India. By including crop losses from wild animals and waterlogging, the scheme now addresses two critical challenges faced by farmers.

This decision is expected to enhance confidence among cultivators and reduce financial vulnerability. The government continues to work on strengthening farmer welfare through inclusive policies.

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