The Employees’ Provident Fund Organisation (EPFO) introduced new rules on April 17 to make the pension claim process smoother, faster, and more digital. Here are five key updates every member should know:
EPFO members can now take an advance from their PF account for home improvements under Para 68B (7) by simply declaring that the house is at least 5 years old. They no longer need to submit any proof or documents of earlier withdrawals. This self-declaration speeds up the approval process and reduces paperwork.
Read More, EPFO 2025: Major Reforms You Should Know About.
Members don’t need to upload scanned cheque leaves or attested passbook copies anymore to link their bank accounts. Also, employer approval is no longer required. Now, bank details can be directly updated on the EPF portal, making the process simpler and reducing the chances of rejection due to unclear documents.
Thanks to upgraded backend systems, EPFO can now automatically verify eligibility and approve claims. Earlier, it took 10–15 working days to process a withdrawal. Now, most claims are expected to be settled in under a week.
EPFO has introduced facial authentication via the Aadhaar-linked UMANG app for UAN activation. This new feature ensures accurate details and prevents fraud. In the future, this security step will also be used for PF withdrawals, combining safety with speed.
These updates show EPFO’s push to make pension-related services faster, paperless, and more user-friendly. By cutting down on physical paperwork and introducing digital tools, EPFO is helping members access their benefits more easily and securely.
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Published on: May 2, 2025, 9:50 AM IST
Kusum Kumari
Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.
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