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Looking for Investment in Bonds: These Top Bond Options Offers Up to 11.15% Return

Written by: Sachin GuptaUpdated on: 21 Jan 2026, 6:05 pm IST
With a minimum investment of ₹10,000, you can currently invest in several corporate and state-backed bonds, offering yields ranging between 8.7% and 11.15%.
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Are you an investor who is looking for fixed income opportunities amid the downturn in the Indian stock market. With a minimum investment of ₹10,000, you can currently invest in several corporate and state-backed bonds, offering yields ranging between 8.7% and 11.15%. As mentioned in CNBC-TV 18 news article, here are few corporate and state-backed bonds

Corporate Bonds

Indel Money Limited

  • Coupon: 9.75%
  • Maturity: October 30, 2027
  • Yield to Maturity (YTM): 11.15%
  • Credit Rating: A- (Infomerics)

This bond offers a relatively high yield compared to its coupon, making it attractive for investors seeking better returns over a 1.5-year horizon.

Navi Finserv Limited

  • Coupon: 10.6%
  • Maturity: May 21, 2027
  • Yield to Maturity (YTM): ~11%
  • Credit Rating: A (India Ratings)

With a strong coupon and solid credit rating, this bond appeals to those looking for steady monthly returns.

Adani Enterprises

  • Coupon: 8.75%
  • Maturity: May 12, 2029
  • Yield to Maturity (YTM): ~8.7%
  • Credit Rating: AA- (ICRA)

Although offering a slightly lower yield, the high credit rating makes this bond a safer choice for conservative investors with a longer investment horizon.

State-Backed Bonds

Kerala Infrastructure Investment Fund Board

  • Coupon: 9.67%
  • Maturity: August 8, 2030
  • Yield to Maturity (YTM): ~9.3%

This long-term bond provides stable returns and is ideal for investors seeking government-backed securities.

Andhra Pradesh Investment Fund Board

  • Coupon: 9.15%
  • Maturity: November 30, 2028
  • Yield to Maturity (YTM): ~9%

A mid-tenure option offering steady interest income with relatively low risk.

Telangana State Industrial Infrastructure Corporation

  • Coupon: 9.35%
  • Maturity: December 31, 2029
  • Yield to Maturity (YTM): ~8.9%

This bond balances moderate tenure with attractive returns, making it suitable for long-term, low-risk investments.

Also Read: State Bond Supply Eases as Indian Bond Prices Dip in Line with US Yield Spike

Conclusion

For investors seeking fixed-income instruments, these bonds provide a range of options from higher-yield corporate issues to safer, state-backed securities. The diversity in tenure, coupon rates, and credit ratings allows for portfolio customization based on risk appetite and investment horizon.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Published on: Jan 21, 2026, 12:33 PM IST

Sachin Gupta

Sachin Gupta is a Content Writer with 6+ years of experience in the stock market, including global markets like the US, Canada, and Australia. At Angel One, Sachin specialises in creating financial content that simplifies complex market trends. Sachin holds a Master's in Commerce, specialising in Economics.

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