Flexi-cap mutual funds are gaining significant traction among investors. Unlike multi-cap funds, flexi-cap funds allow managers to dynamically shift investments across large, mid, and small-cap companies. This helps in enhancing overall returns for investors in volatile markets.
Investor interest has soared, pushing total assets under management (AUM) up over 175% to ₹4.71 lakh crore in May 2025, with inflows surging by nearly 240% to ₹3,841.32 crore in the same period. Some schemes have delivered a 5-year return of 33.54%! Interested? This article delves into the top flexi cap mutual funds for July 2025 so that you can make an informed choice.
| Name | AUM (₹ Crore) | CAGR 3Y (%) | Expense Ratio (%) |
| HDFC Flexi Cap Fund | 74105.46 | 29.08 | 0.73 |
| Parag Parikh Flexi Cap Fund | 103867.95 | 25.32 | 0.63 |
| Franklin India Flexi Cap Fund | 18679.30 | 25.85 | 0.90 |
| DSP Flexi Cap Fund | 11836.70 | 24.50 | 0.71 |
| Kotak Flexicap Fund | 52532.92 | 23.72 | 0.63 |
Note: The Flexi Cap Funds mentioned above have been selected and sorted based on June 27, 2025
This was launched on January 1, 2013, and has amassed over 12 years and 5 months of experience in the market. This fund, categorised as "Very High" risk, is benchmarked against the NIFTY 500 TRI.
Investors can start with a minimum SIP of ₹500 or a lump sum of ₹1000. For taxation, short-term capital gains (redeemed within one year) are taxed at 20%, while long-term gains (after one year) are taxed at 12.5% for returns exceeding ₹1.25 lakh in a financial year.
Key Metrics:
Launched on May 13, 2013, the Parag Parikh Flexi Cap Fund boasts over 12 years of market presence. This "Very High Risk" fund measures its performance against the NIFTY 500 TRI. It's accessible with a minimum investment of ₹1000 for both SIPs and lump sums. Investors should be aware that any short-term capital gains, from redemptions within one year, are subject to a 20% tax rate.
Key Metrics:
The fund was launched on January 1, 2013, and is a "Very High" risk fund, tracking the NIFTY 500 TRI. You can start investing with an SIP of ₹500 or a lump sum of ₹5000. Short-term capital gains (within 1 year) are taxed at 20%. For long-term gains (after 1 year), amounts over ₹1.25 lakh annually are taxed at 12.5%.
Key Metrics:
The fund was launched on January 1, 2013, and is a "Very High" risk fund tracking the NIFTY 500 TRI. You can start investing with a minimum SIP or lump sum of ₹1000. Short-term capital gains (within 1 year) are taxed at 20%. For long-term gains (after 1 year), returns over ₹1.25 lakh annually are taxed at 12.5%.
Key Metrics:
The fund was launched on January 1, 2013, and is a "Very High" risk fund that tracks the NIFTY 500 TRI. You can begin investing with a minimum SIP of ₹500 or a lump sum of ₹1000. Short-term capital gains (redeemed within one year) are taxed at 20%, while long-term gains (after one year) above ₹1.25 lakh annually face a 12.5% tax.
Key Metrics:
Conclusion
Flexi-cap mutual funds offer a dynamic investment approach, adapting to market conditions by investing across market capitalisations. This flexibility has led to substantial growth in AUM and investor interest.
The funds listed—HDFC Flexi Cap Fund, Parag Parikh Flexi Cap Fund, Franklin India Flexi Cap Fund, DSP Flexi Cap Fund, and Kotak Flexicap Fund—have demonstrated strong 3-year CAGRs, making them noteworthy options for investors seeking growth and diversification in July 2025.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.
Published on: Jun 27, 2025, 2:05 PM IST
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