1 in 4 Mutual Fund Investors Is a Woman, Accounting for 26% of the Total Investor Base

The Association of Mutual Funds in India (AMFI) has released new data indicating that women are becoming increasingly significant contributors to the Indian mutual fund landscape. According to the latest report, women account for nearly 26% of the total mutual fund investor base, with notable increases in both investor count and assets under management (AUM).

Women Account for 26% of Mutual Fund Investors 

As of March 2025, the total number of unique mutual fund investors in India stands at 5.34 crore. Out of this, 1.38 crore are women investors, representing 25.73% of the total. This marks a substantial increase from 24.20% in March 2024. As a result, 1 in 4 mutual fund investors is a woman. 

AUM from Women Investors Surged by 147% 

The AUM held by women investors has grown significantly over the last 5 years. Between March 2019 and March 2024, the total AUM from women investors surged by 147%, rising from ₹4.59 lakh crore to ₹11.25 lakh crore. This increase highlights a growing trend of wealth accumulation and financial planning among women.

Women Hold One Third of Individual AUM

Currently, women investors contribute around 33% of the total individual AUM in the Indian mutual fund industry. This shift points to greater participation and ownership among women in long-term financial instruments and investment portfolios.

Read More: Women Investors Are Outpacing Men in Mutual Funds – The Data Will Surprise You!

Share of Women Mutual Fund Distributors Still Lagging

While investor participation is rising, the share of women among mutual fund distributors (MFDs) remains relatively low. As of December 2024, only 21.5% of MFDs are women, compared to 78.5% men. However, the regional distribution data suggests some positive momentum.

Geographic Distribution of Women Distributors

Out of the total women MFDs, 13.4% are based in the top 5 states by registration. The next 10 states contribute 5.9%, and the remaining 2.3% comes from the rest of the country. This shows a need for greater inclusivity and outreach across broader geographies to support women distributors.

Conclusion

The steady rise in both the number and the contribution of women in the mutual fund space signals a shift towards more inclusive financial participation. With improved financial literacy, changing social norms and easier access to investment tools, more women are stepping forward to take charge of their financial futures.

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