Dar Credit and Capital IPO is a book-built issue IPO, aiming to raise ₹25.66 crore. It is an entirely fresh issue of 42.76 lakh shares. The bidding window was open from May 21, 2025, to May 23, 2025, with the IPO allotment to be finalised on May 26, 2025. Dar Credit and Capital is scheduled to list on the NSE SME on May 28, 2025.
The IPO was priced in the range of ₹57 - ₹60 per share with a lot size of 2000 shares. The public issue received bids for 30,17,06,000 shares against 28,44,000 shares available, resulting in an overall subscription of 106.09 times. NIIs led the response, subscribing 208.45 times their quota, followed by retail investors at 104.88 times.
Dar Credit and Capital's ₹25.66 crore IPO, priced between ₹57 - ₹60 per share, was subscribed 106.09 times overall. The IPO is an entirely fresh issue of 42.76 lakh shares. Bidding took place from May 21 to May 23, 2025, with the Dar Credit and Capital IPO allotment status to be finalised on May 26, 2025. Retail investors subscribed 104.88 and NIIs 208.45 times. Listing is expected on May 28, 2025.
The table below breaks down the Dar Credit and Capital share allocation for different categories, highlighting the number of shares and their percentage of the total issue. However, the key focus remains on the quotas allocated to retail investors and HNIs, as they are the most relevant for individual investors.
| Investor Category | Shares Offered |
| Anchor Investor Shares Offered | 12,16,000 (28.44%) |
| Market Maker Shares Offered | 2,16,000 (5.05%) |
| QIB Shares Offered | 8,12,000 (18.99%) |
| NII (HNI) Shares Offered | 6,10,000 (14.27%) |
| Retail Shares Offered | 14,22,000 (33.26%) |
| Total Shares Offered | 42,76,000 (100%) |
Data Source: NSE
| Category | Subscription (times) |
| Qualified Institutional Buyers | 31.29 |
| Non-Institutional Investors | 208.45 |
| Retail Individual Investors | 104.88 |
| Total shares | 106.09 |
Note: The subscription details are as of May 23, 2025
Dar Credit and Capital Limited is a public limited company incorporated on August 10, 1994, under the Companies Act, 1956. It has been registered with the Reserve Bank of India as a Non-Banking Finance Company (NBFC) since June 2007 and has a CARE BBB- Stable rating as of December 2023. The company's debentures have been listed on BSE Limited since February 2021.
The company offers personal loans, unsecured MSME loans, and secured MSME loans. It focuses on providing financial support to low-income individuals, particularly those in Group D roles like sweepers and peons in municipalities. It also caters to small shopkeepers, vendors, and women entrepreneurs, especially in underserved regions.
With over 30 years of experience, the company has built strong market insights and continues to enhance customer experience through digital loan sourcing and disbursement. It uses Vijay software by Qbent Technologies for efficient loan management and field tracking.
Headquartered in Kolkata with offices in Jaipur and several states including West Bengal, Rajasthan, Bihar, Jharkhand, Madhya Pradesh, and Gujarat, the company has an AUM of ₹19,091.81 lakh and a net worth of ₹6,635.25 lakh as of June 30, 2024. The CRAR stands at 30.91% with a Debt-to-Equity ratio of 2.40.
Know more about IPO allotment status and check your application details online for the latest updates on share allocation.
Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.
Published on: May 27, 2025, 4:50 PM IST
Akshay Shivalkar
Akshay Shivalkar is a financial content specialist who strategises and creates SEO-optimised content on the stock market, mutual funds, and other investment products. With experience in fintech and asset management, he simplifies complex financial concepts to help investors make informed decisions through his writing.
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