These 5 Mutual Funds Have NAVs Over ₹1,000 and CAGR Returns Over 18%

A total of 10 equity mutual fund schemes currently boast net asset values (NAVs) exceeding ₹1,000. Out of these funds the 5 top have with the higher NAV have offered compound annual growth rates (CAGRs) ranging from over 18% to slightly above 22% since their respective inceptions.

Interestingly, these top 5 funds have been in the market for over 25 years. Let us take a look at their long-term performance.

Equity Mutual Funds With NAV Above ₹1,000

Note: The mutual funds listed above are equity-based mutual funds. The selection criteria include funds with a NAV above ₹1,000 and a CAGR return above 18% as of May 26, 2025.

Is NAV Above ₹1,000 a Red Flag?

A NAV above ₹1,000 may seem expensive at first glance, but it simply reflects the growth and compounding of returns over a long period. It does not indicate overvaluation or high entry cost, as mutual fund investments are made in units, not in stock-like price terms.

Important Considerations for Investors

While this data highlights the power of long-term investing, it’s important to note:

•  Past performance does not guarantee future returns.
• Investors should assess risk appetite, investment horizon, and goals before investing.
• These schemes have seen benchmark and mandate changes over the years, so direct comparisons should be made with caution.

Read More: Parag Parikh Flexi Cap Fund vs Quant Flexi Cap Fund: Which Fund Delivered Better Performance?

Conclusion

The mutual funds highlighted here demonstrate the potential of disciplined, long-term investing. A high NAV, as seen in these ₹1,000+ schemes, is not a deterrent—it’s a reflection of sustained performance and effective fund management over decades.

While past returns offer useful perspective, investors should base decisions on suitability to their financial goals, time horizon, and risk tolerance. Consulting a financial advisor can help ensure alignment with your overall investment strategy.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.