BharatPe Posts ₹6 Crore Adjusted Profit Before Tax in FY25

BharatPe, a full-stack fintech platform, has recorded an adjusted profit before tax of ₹6 crore in the financial year 2024–25, excluding expenses related to its Employee Stock Ownership Plan (ESOP). This marks a significant improvement from the ₹342 crore adjusted loss reported in the previous fiscal year.

Strong Revenue Growth Across Core Segments

The company’s total revenue for FY 2024–25 stood at ₹1,734 crore, fueled by strong performance across its primary business lines. Operating profit (EBITDA), excluding ESOP costs, reached ₹141 crore as compared to a loss of ₹209 crore in FY 2023–24, indicating a substantial shift in operational efficiency.

BharatPe’s offline presence continued to grow, with UPI QR code-based transactions increasing by 26% year-on-year. The company’s revenue from operations has maintained a robust compound annual growth rate (CAGR) of 54%, rising from ₹457 crore in FY 2021–22 to ₹1,667 crore in FY 2024–25.

Over the same period, adjusted profit before tax (excluding ESOP costs) improved significantly, from a ₹765 crore loss to a ₹6 crore profit.

During the year, BharatPe raised its stake in its non-banking financial company, Trillionloans, to 74%. The NBFC has rapidly scaled its lending operations and currently holds a credit rating of ‘IND BBB+’ with a stable outlook, as per India Ratings and Research.

RBI Grants Final Approval for Payment Aggregator License

In April 2025, BharatPe received final approval from the Reserve Bank of India (RBI) to operate as a licensed online payment aggregator, further strengthening its digital payments infrastructure and regulatory standing.

Emerging Verticals Gain Momentum

BharatPe is actively scaling two of its newer business verticals:

• The BharatPe App, its third-party UPI application
• Invest BharatPe, its digital investment platform

Both segments are part of the company’s broader strategy to diversify its product offerings and deepen user engagement across fintech services.

Also Read: BSE Q1FY26 Results: Posted Growth of Over 100% Jump in Net Profit

In addition to its proprietary fintech operations, BharatPe continues to serve as the technology service provider for Unity Small Finance Bank, reinforcing its role in supporting digital banking infrastructure.

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