SBI Card has announced big changes for its credit cardholders starting July 15, 2025. These updates will affect how much you have to pay each month and what benefits you get on your cards.
Starting July 15, the minimum amount due on your credit card will be calculated differently:
Earlier, paying a small portion helped avoid higher charges. Now, you will need to pay a much higher amount or your outstanding dues will keep growing quickly.
The way your payments get adjusted will also change. From July 15, whenever you pay, your money will be used in this order:
This means if you have pending fees or interest, your payments will go towards those first, and interest on your actual purchases will keep adding up.
From July 15 and August 11, the free air accident insurance will be discontinued on many SBI credit cards:
Earlier this year, SBI Card also removed or stopped some card benefits:
If you use any of these cards, it’s time to review their features, costs, and benefits. With key benefits like air accident cover ending and payment rules tightening, you should decide if you want to keep, upgrade, or close your card.
Also Read: Best Fertilizer Stocks in India For July 2025!
These upcoming changes will impact how much you pay and what you get from your SBI credit card. Make sure you understand the new rules so you can plan your payments and avoid extra charges. If needed, explore other card options that better suit your needs.
Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in securities are subject to market risks. Read all related documents carefully before investing.
Published on: Jul 2, 2025, 4:33 PM IST
Kusum Kumari
Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.
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