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PFC Q4 FY25 Earnings Results: Reports 10.6% Rise in Q4 Net Profit to ₹8,358 Crore

Written by: Kusum KumariUpdated on: May 21, 2025, 3:23 PM IST
PFC reports ₹8,358 crore Q4 profit, up 10.6% YoY. NII jumps 41%. Declares ₹2.05 final dividend. Shares up 3%, delivering 556% return in 5 years.
PFC Q4 FY25 Earnings Results: Reports 10.6% Rise in Q4 Net Profit to ₹8,358 Crore
ShareShare on 1Share on 2Share on 3Share on 4Share on 5

Power Finance Corporation (PFC), a government-owned financial institution, has reported a consolidated net profit of ₹8,358 crore for the fourth quarter of the financial year 2024–25 (Q4FY25). This marks a 10.6% increase compared to the ₹7,556.4 crore profit recorded in the same quarter last year. The growth in profit reflects strong performance and healthy demand in the power financing sector.

Net Interest Income Jumps 41% Year-On-Year

The company’s net interest income (NII), which represents the difference between interest earned and interest paid, rose significantly in the fourth quarter. It increased by 41% to ₹12,681 crore, compared to ₹8,987.7 crore in Q4FY24. This sharp rise indicates improved lending margins and a strong loan book during the quarter.

Board Recommends ₹2.05 Final Dividend Per Share

PFC’s board of directors has proposed a final dividend of ₹2.05 per equity share for the financial year 2024–25. This dividend will be paid on equity shares with a face value of ₹10 each and is subject to approval by shareholders at the upcoming Annual General Meeting (AGM).

This final dividend comes in addition to the ₹13.75 per share in interim dividends that the company has already paid during the financial year in 4 tranches. The board has fixed Friday, June 13, 2025 as the record date to determine shareholders eligible to receive the final dividend. The company stated that the dividend will be paid within 30 days of approval at the AGM, as per statutory requirements.

PFC Share Price Sees Short-Term Dip 

In terms of share performance, PFC share price has declined by around 5% over the past 1 month. Over the last 3 months, however, it has gained more than 6%. On a year-to-date (YTD) basis in 2025, the stock has fallen by about 7.5%, while over the past 1 year, it has declined 11.5%.

Despite the recent weakness, PFC has delivered strong long-term returns. Over the last 2 years, the stock has gained a massive 213%, and in the past 5 years, it has surged 556%, making it a multibagger for long-term investors.

As of 1:27 PM on Wednesday, PFC share price was trading 3.05% higher at ₹419 per share on the BSE, following the announcement of quarterly results and final dividend.

Also Read: Aditya Birla Capital Merges Aditya Birla Finance to Form a Larger NBFC!  

Conclusion

Power Finance Corporation continues to show strong fundamentals with rising profits, improved interest income, and consistent dividends. Despite near-term stock volatility, its robust long-term performance makes it an attractive option for investors focused on PSU and infrastructure-linked growth.


Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.                

              

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.     

Published on: May 21, 2025, 3:23 PM IST

Kusum Kumari

Kusum Kumari is a Content Writer with 4 years of experience in simplifying financial market concepts. Currently crafting insightful content at Angel One, She specialise in breaking down complex topics into easy-to-understand pieces, blending expertise in market fundamentals and technical analysis.

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