HUDCO Q4 FY25 Results: Profit Rises 4% YoY, Declares ₹1.05 Final Dividend

Housing and Urban Development Corporation (HUDCO) announced its financial results for the fourth quarter of FY25, showing steady growth in profit and income. The company also declared a final dividend and revealed plans to raise funds through bonds.

Net Profit and Revenue Performance

In Q4 FY25, HUDCO posted a net profit of ₹727.74 crore, which is a 4% increase compared to the same quarter last year. Revenue from operations saw a strong 37.8% year-on-year rise, reaching ₹2,844.99 crore during the March 2025 quarter.

Read More, Crisil Interim Dividend: ₹8 per Share, Ex-Date is Today May 7, 2025. 

Net Interest Income and Dividend Announcement

HUDCO’s core income, known as Net Interest Income (NII), rose by 26% to ₹962 crore from ₹761 crore a year ago. The company’s board has recommended a final dividend of ₹1.05 per equity share of face value ₹10 for the year 2024–25. This dividend proposal will be confirmed during the upcoming Annual General Meeting (AGM).

Strong Asset Growth and Improved Loan Quality

HUDCO reported a 35% increase in Assets Under Management (AUM), beating its own growth target of over 30%. Its Net Interest Margin (NIM), a measure of lending profitability, came in at 3.22%, slightly above the expected 3.2%.

The company also showed improved asset quality:

• Gross NPA fell to 1.67% from 2.71%

• Net NPA dropped to 0.25% from 0.36%

Plan to Raise ₹2,190 Crore via Bonds

HUDCO announced plans to raise up to ₹2,190 crore through debentures.
Its Bond Allotment Committee approved the issuance of unsecured, taxable, redeemable, non-convertible, and non-cumulative debentures (NCDs) at ₹1,00,000 each via private placement. These bonds will mature in 5 years and carry an annual interest rate (coupon) of 6.9%, with interest paid once a year.

HUDCO Share Price Movement 

Following the Q4 results, HUDCO stock price was trading nearly 2% lower.
On the BSE, the share touched a high of ₹223.45 and a low of ₹208 on the same day.

Conclusion

HUDCO’s Q4 results reflect stable growth, improved asset quality, and strong income performance. With fresh fundraising plans, the company appears well-positioned for future expansion. 

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