How a ₹10,000 SIP in Kotak Focused Fund Grew to Over ₹12 Lakh?

Kotak Focused Fund has recently completed its 6th year of launch this July 2025. Since its inception in July 2019, a monthly Systematic Investment Plan (SIP) of ₹10,000 in the fund’s regular plan would have grown to approximately ₹12.29 lakh as per value research mentioned by CNBC. The total amount invested over this period would be ₹7.2 lakh.

Steller Returns by Kotak Focused Fund

The fund has delivered an impressive, annualised SIP return of about 17.7% during this timeframe. For investors who opted for a lump sum investment of ₹10,000 at launch, the value would have appreciated to roughly ₹28,029, as per the fund house.

Kotak Focused Fund has provided positive returns in every 3- and 5-year holding period, making it a dependable choice for long-term investors. The minimum initial investment amount is ₹100, making it accessible to a wide range of investors.

In order to calculate the estimated return for your investment in mutual funds, the SIP calculator can help you make an informed decision.

About Kotak Focused Fund

Launched on July 16, 2019, Kotak Focused Fund is managed by Shibani Sircar Kurian and currently manages assets exceeding ₹3,700 crore.

The scheme follows a concentrated investment strategy, holding stakes in no more than 30 companies. The portfolio is heavily tilted towards large-cap stocks, which make up around 79%, while mid-cap stocks constitute about 17%. Sector-wise, the fund favours large banks, telecom, technology, consumer discretionary, and capital markets, while maintaining an underweight stance in metals and oil & gas.

Despite its focused portfolio, the fund has managed to keep its beta below 1 and maintain a Sharpe ratio above 1, reflecting strong risk-adjusted performance. It has consistently outperformed its benchmark across multiple time horizons — six months, one year, three years, five years, and since inception.

Also Read: Power of Compounding: What a ₹10,000 SIP Can Do for Your Child’s Future? 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.