HDFC Bank Share Price in Focus; Posted ₹181.6 Billion Profit in Q1 FY26 Results

HDFC Bank Ltd announced its (Indian GAAP) financial results for the quarter ended June 30, 2025, during a meeting held in Mumbai on Saturday, July 19, 2025. The results, reviewed by the statutory auditors.

Standalone Financial Performance

The bank reported net revenue of ₹531.7 billion for Q1 FY2026, up from ₹405.1 billion in Q1 FY2025. This includes transaction gains of ₹91.3 billion from a partial divestment via the IPO of subsidiary HDB Financial Services Ltd.

Net interest income (NII) grew 5.4% year-on-year to ₹314.4 billion, compared to ₹298.4 billion in the same quarter last year. Core net interest margin stood at 3.35% on total assets, slightly down from 3.46% in the previous quarter, as asset repricing outpaced deposits. Operating expenses rose to ₹174.3 billion, up from ₹166.2 billion in Q1 FY2025.

Profit before tax (PBT) for the quarter stood at ₹212.9 billion, while profit after tax (PAT) grew 12.2% year-on-year to ₹181.6 billion.

Balance Sheet and Deposits

The bank’s total balance sheet size reached ₹39,541 billion as of June 30, 2025, compared to ₹35,672 billion a year earlier. Average deposits for the quarter rose 16.4% year-on-year to ₹26,576 billion. Average CASA deposits grew 6.1% year-on-year to ₹8,604 billion, reflecting continued focus on low-cost deposit mobilisation.

Dividend and Bonus Announcement

The Board of Directors declared a special interim dividend of ₹5 per equity share of ₹1 (pre-bonus). Additionally, the Board approved a bonus issue in the ratio of 1:1, meaning shareholders will receive one bonus share for every fully paid-up share held as on the record date, subject to shareholder and regulatory approvals.

Consolidated Financial Results

On a consolidated basis, HDFC Bank reported net revenue of ₹853.5 billion and a profit after tax of ₹162.6 billion for Q1 FY2026, underscoring the bank’s strong performance across its subsidiaries and operations.

HDFC Bank Share Price Performance

On July 21, 2025, HDFC Bank share price (NSE: HDFCBANK) opened at ₹1,978.20, up from its previous close of ₹1,957.40. At 10:12 AM, the share price of HDFC Bank was trading at ₹1,995.50, up by 1.95% on the NSE.

Also Read: HDFC Bank Announces First-Ever Bonus Issue and Special Dividend!

Conclusion

HDFC Bank’s Q1 results, coupled with the announcement of a bonus issue and dividend, highlight the bank’s growth momentum and commitment to rewarding shareholders while strengthening its balance sheet.

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