Can Fin Homes Shares in Focus After Release of Q4FY25 Earnings

On April 24, 2025, Can Fin Home shares price is on investors’ radar as the company released its results for the quarter and year ended March 31, 2025. The Board of Can Fin Homes Limited (CFHL) recommended a final dividend of ₹6 per equity share (face value ₹2), in addition to the interim dividend of ₹6 per share already declared earlier in the year.

During FY25, CFHL continued its pan-India presence with 234 branches and offices spread across 21 states and union territories, strengthening its retail footprint and customer reach.

Can Fin Homes Q4FY25 Results

During Q4FY25, CFHL reported a net profit of ₹234 crore, reflecting a rise of 10% on a sequential basis. For FY25, the company achieved a net profit of ₹857 crores, indicating a rise of 14% YoY from ₹751 crores in the previous year.

As of March 31, 2025, CFHL’s total loan book stood at ₹38,217 crores, reflecting a 9% growth compared to ₹34,999 crores in the previous year. Of this, housing loans constituted 76%, while non-housing loans, including commercial real estate (CRE), made up the remaining 24%.

The company continues to maintain strong liquidity, both on- and off-balance sheet. As of March 31, 2025, the Liquidity Coverage Ratio (LCR) stood at 117.86%, well above the regulatory minimum of 85%. Additionally, undrawn sanctioned bank lines totalled ₹3,194.58 crores, ensuring coverage for upcoming commitments over the next three months.

Deposit Portfolio

CFHL’s deposit base reached ₹187 crores. To enhance this segment, the company is offering a competitive interest rate of 8.00% on cumulative deposits with a 36-month tenure. Senior citizens are eligible for an additional 0.25% interest.

Also Read: What is the History of Can Fin Homes?

Conclusion

With the release of Q4FY25 earnings, Can Fin Homes has showcased its rich presence in the industry. Can Fin Homes reported a Liquidity Coverage Ratio (LCR) of 117.86%, well above the regulatory minimum of 85%.

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