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Big Changes in Central Government Health Scheme: PAN Needed, Faster Medical Clearance Introduced

Written by: Team Angel OneUpdated on: 27 Jun 2025, 8:33 pm IST
CGHS introduces PAN-linked IDs, online medical approvals, app tracking, and auto-verified payments via Bharat Kosh for faster healthcare access.
Big Changes in Central Government Health Scheme: PAN Needed, Faster Medical Clearance Introduced
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The Central Government Health Scheme (CGHS) has launched a modernised digital platform aimed at enhancing user convenience and speeding up healthcare delivery. With PAN-linked ID, auto payment checks, online approvals, and a mobile app, beneficiaries get quicker services with less paperwork.

PAN-Based Unique ID for CGHS Beneficiaries

Under the new system, every CGHS beneficiary will receive a PAN-linked unique ID. This measure eliminates multiple document verifications and improves entitlement assessments. By aligning with PAN, authorities can accurately verify identities, ensuring a seamless healthcare experience for eligible individuals.

Payments Verified via Bharat Kosh Integration

All contribution payments to CGHS must now be done through its revitalised website at www.cghs.mohfw.gov.in. Linked with Bharat Kosh and Public Financial Management System (PFMS), this feature offers automatic payment verification, effectively eliminating manual input errors and delays. This integration ensures fast, transparent financial processing across the platform.

Secure Login and Mandatory Password Reset

Post system upgrade, all existing users are required to reset their passwords during their first login. This security measure strengthens data access protocols, boosting user confidence in the privacy and safety of their healthcare information stored online.

Online Approval for Medical Equipment

Beneficiaries in need of oxygen concentrators, CPAP, or BiPAP machines can now request approvals via the digital portal. Previously, pensioners had to apply offline, resulting in delays of up to 45 days. The new online procedure ensures faster approvals and reduces the burden of renting expensive devices not covered under reimbursement.

 

Read More: PAN Card 2.0 Launched: Key Benefits, Documents Needed, and How to Apply Online!

Real-Time Application Updates via SMS and Email

One of the key upgrades includes automated notifications sent to users through SMS and email. Every step of an application or payment processed now generates an alert, keeping beneficiaries informed about their healthcare services from submission to final approval.

Launch of myCGHS 2.0 Mobile App

The launch of the myCGHS 2.0 mobile app brings healthcare accessibility right into beneficiaries’ palms. Available on the Google Play Store, the app allows real-time tracking of requests, review of entitlements, and digital resource access. Users can now manage card transfers, add dependents, and change card types from the comfort of their mobile screens.

Beneficiary-Centric Enhancements and Helpdesk Access

New features also include instant acknowledgements, online card-related services, and access to a digital helpdesk. User manuals and self-help guides uploaded on the official website and app improve clarity for navigating the system. These updates ensure a smoother experience for central government employees, pensioners, and their families.

Conclusion

The CGHS overhaul with PAN-linked IDs, digital payments, and online equipment approvals signals a significant leap toward efficient, paperless health services. Real-time notifications and a fully functional mobile app collectively aim to enhance healthcare transparency and ensure timely access for all beneficiaries.

Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in securities are subject to market risks. Read all related documents carefully before investing.

Published on: Jun 27, 2025, 3:03 PM IST

Team Angel One

Team Angel One is a group of experienced financial writers that deliver insightful articles on the stock market, IPO, economy, personal finance, commodities and related categories.

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