Bank of India Shares to Trade Ex-Date on June 20: Final Dividend of ₹4.05

On June 20, 2025, Bank of India shares will trade ex-date, meaning that the shareholders registered in the company’s books will be eligible for the ₹4.05 final dividend.

Bank of India said in an exchange filing, “Recommended a dividend of Rs.4.05 (i.e. 40.50%) per equity share (Face Value Rs.10/- each fully paid up) for the FY2024- 25 subject to approval of shareholders at the ensuing Annual General Meeting of the Bank. Bank has fixed the Record Date/cut-off date as 20 June 2025 for the purpose of dividend payment. Hence, shareholders having shares as on the cut-off date, i.e. 20 June 2025, shall be eligible for dividend payment.” 

Bank of India Dividend History

Also Read: Key Corporate Actions This Week: Bajaj Auto, Hindustan Zinc, Tata Power Trading Ex-Date (June 16–20)

Bank of India Q4FY25 Business Highlights 

The bank delivered a strong financial performance in FY25, with operating profit rising 17% year-on-year (YoY) to ₹16,412 crore, and Q4FY25 operating profit surging 37% YoY to ₹4,885 crore. Net profit for FY25 grew significantly by 46% YoY to ₹19,219 crore, while Q4FY25 net profit saw an impressive 82% YoY increase to ₹12,626 crore. Return on Assets (ROA) and Return on Equity (ROE) stood at 0.90% and 15.27% respectively for the fiscal year. Net Interest Income (NII) registered a 6% YoY growth, with Net Interest Margin (NIM) for FY25 reported at 2.82% globally and 3.10% domestically; for Q4FY25, global and domestic NIM stood at 2.61% and 2.91% respectively.

Asset quality also showed marked improvement — Gross NPA ratio declined by 171 basis points (bps) YoY to 3.27%, and Net NPA ratio reduced by 40 bps to 0.82%. The Provision Coverage Ratio (PCR) strengthened by 180 bps to 92.39%. Slippage Ratio for FY25 improved by 22 bps YoY to 1.36%, with Q4FY25 Slippage Ratio improving by 6 bps to 0.32%. Additionally, the credit cost declined by 2 bps YoY to 0.76%, reflecting improved asset quality and risk management.

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