Bank of India Final Dividend Record Date on June 20: What It Means for Shareholders?

Bank of India has set June 20, 2025, as the record date for its final dividend for FY25. On May 9, 2025, Bank of India board declared a final dividend of ₹4.05 per share. 

Bank of India said in an exchange filing, “The Board recommended a dividend of Rs.4.05 (i.e. 40.50%) per equity share (Face Value Rs.10/- each fully paid up) for the FY2024-25 subject to approval of shareholders at the ensuing Annual General Meeting of the Bank. Bank has fixed the Record Date / cut-off date as 20th June 2025 for the purpose of dividend payment. Hence, shareholders having.” 

What Does Bank of India Dividend Record Date Mean for Shareholders?

As the Bank of India has set June 20 as the record date for its final dividend, meaning that June 19, marks the last day to buy Bank of India shares to become eligible for the final dividend. Further, any shares bought on or after June 20 (record date), won't be eligible for the final dividend due to the T+1 settlement rule.

Also Read: Key Corporate Actions This Week: Bank of India, Hindustan Zinc, Tata Power Trading Ex-Date (June 16–20)

Bank of India FY25 Highlights

The bank demonstrated robust financial performance in FY25, marked by a strong 13.74% year-on-year (YoY) growth in Global Advances, which surpassed the ₹6 lakh crore milestone. Domestic Advances led this momentum with a 14.45% YoY increase, while Overseas Advances also showed a healthy rise of 9.97%. Within the domestic portfolio, Retail Advances surged by 19.93%, followed closely by MSME and Agriculture Advances, which grew by 18.39% and 16.30% respectively.

Corporate Advances registered a steady growth of 9.59% YoY. On the liabilities side, Total Deposits rose by 10.65% YoY, with Domestic Deposits increasing by 11.21%. CASA Deposits grew at a modest pace of 3.86%, and the CASA ratio stood at a stable 40.28% as of March 31, 2025.

In terms of profitability, the bank posted an impressive 17% YoY growth in Operating Profit for FY25, reaching ₹16,412 crores, while Q4FY25 Operating Profit soared by 37% YoY to ₹4,885 crores. Net Profit for the fiscal stood at ₹9,219 crores, reflecting a strong 46% YoY increase, with Q4FY25 Net Profit registering a sharp 82% YoY growth to ₹2,626 crores. Return on Assets (ROA) and Return on Equity (ROE) for the year were healthy at 0.90% and 15.27%, respectively.

Net Interest Income (NII) for FY25 rose by 6% YoY, and the Net Interest Margin (NIM) stood at 2.82% globally and 3.10% domestically. For Q4FY25, the Global and Domestic NIMs were 2.61% and 2.91%, respectively, underscoring efficient interest income generation amid evolving market dynamics.

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