Launched in February 2019 and implemented with effect from December 1, 2018, Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a financial support scheme launched by the Government of India. The scheme provides financial assistance for agricultural and allied activities, and domestic needs of landholding farmers’ families, attempting to ensure proper crop health and appropriate yields.
Land-holding is the basic eligibility criteria for the PM-KISAN scheme which is to be established based on the land records of the concerned state or Union Territory. However, the high-income strata and tax-payers are excluded. The cut-off date for determination of land-holding was February 1, 2019 and no changes were then considered to be for the next 5 years.
The beneficiary farmers’ families are provided ₹6,000 per year in three equal installments, transferred into their Aadhaar-linked bank accounts, which makes e-KYC for PM-KISAN scheme mandatory. The e-KYC for PMKISAN scheme is essential as it allows seamless verification of identity of the scheme’s beneficiaries.
What is eKYC?
eKYC, or the electronic Know Your Customer, is Aadhaar-based paperless verification that allows Aadhaar holders to establish their identity.
e-KYC Process for PM-KISAN Eligible Farmers
The eligible farmers for PMKISAN can complete their e-KYC process through several easy and hassle-free modes. Here are the different methods through which farmers can process e-KYC for Pradhan Mantri Kisan Samman Nidhi yojana.
OTP Based e-KYC for PM-KISAN Scheme
The One-Time Password (OTP) based eKYC for PM-KISAN is possible if the eligible farmer has an Aadhaar-linked mobile phone number. The process can be completed by following the below-mentioned steps:
- Visit the official PM-KISAN portal pmkisan.gov.in
- Scroll to the top right corner of the homepage and click on “e-KYC”
- Enter your Aadhaar number
- Complete your eKYC for PM-KISAN scheme after submitting your OTP
Biometric e-KYC for PM-KISAN Scheme
It is an offline facility for processing e-KYC for Pradhan Mantri Kisan Samman Nidhi yojana. The eligible farmer can go to the nearest Common Service Centres (CSC) or State Seva Kendra (SSK) and get his e-KYC processed. The CSC can be located at https://locator.csccloud.in and here are the steps that need to be followed:
- Visit the nearest CSC or SSK with your Aadhaar Card and Aadhaar linked mobile number
- The operator there will assist the eligible farmer in completing the biometric authentication using Aadhaar-based verification
Face-authentication e-KYC for PMKISAN Scheme
An eligible farmer can get his or her e-KYC for PM-KISAN scheme processed with their own mobile phone by using the PM-KISAN mobile app. Here are the steps that he or she have to follow:
- Go to Google Play Store and download PM-KISAN mobile app and Aadhaar Face RD app
- Open the PM-KISAN app and login through your PM-KISAN registered mobile number
- Go to the beneficiary status page
- Click on “eKYC” and then enter your Aadhaar number
- Agree for a face scan
- Once your face scan is successfully completed, your eKYC for PMKISAN scheme is completed
Timeline for PM-KISAN e-KYC
Once the eligible farmer has completed his or her PMKISAN e-KYC through any mode, the status of eKYC will be reflected after 24 hours. The farmers can access their status from the Know Your Status (KYS) module on the PM-KISAN portal and Kisan-eMitra (PM-KISAN AI Chatbot)
Conclusion
The eligible farmers need to complete their PM-KISAN eKYC as it is a mandatory requirement for availing the scheme’s benefits. Without the eKYC, the farmer cannot get the financial assistance as the amount is directly transferred to the Aadhaar-linked bank account of the farmer.
