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There are nearly 9.32 crore farmer families enrolled under the Pradhan Mantri Kisan Samman Nidhi Yojana (PM Kisan). The scheme was launched in February 2019 and implemented with effect from December 1, 2018. It is designed to provide financial support to land-holding farmers’ families to help them in agricultural and allied activities as well as domestic needs.
The PM Kisan scheme aims to ensure proper crop health and appropriate yields and is entirely financed by the Government of India. The beneficiary farmers’ families are paid ₹6000 per year in three equal instalments deposited directly into their Aadhaar-linked bank account. The instalments are paid in April–July, August–November, and December–March.
Since the inception of the PM Kisan scheme, ₹4.27 lakh crore have been disbursed in 22nd instalments till March 2026. Land-holding is the basic eligibility criterion for the scheme, while high-income strata are excluded. The eligible farmer must have an Aadhaar-linked bank account, as the scheme benefit is directly deposited into it.
Since the Aadhaar-linked bank account for PM Kisan scheme beneficiaries is mandatory, here is how you can link your Aadhaar and bank account through various online and offline methods.
Key Takeaways
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Aadhaar-linked bank account is mandatory to receive PM Kisan instalments through DBT.
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Eligible farmers receive ₹6,000 per year in three instalments directly in their bank account.
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Aadhaar and bank linking can be done online, via ATM, or by visiting a bank branch.
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Correct details and eKYC help avoid payment delays or verification issues.
How Applicants Can Link Aadhaar with a Bank Account?
For a new applicant to the PM Kisan scheme, linking Aadhaar to the bank account is part of the application process. Here is how it is done:
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Go to pmkisan.gov.in and click on “New Farmer Registration” on the homepage of the official website
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You will then see a form which you will have to fill in with all the mandatory details, including Aadhaar number and bank account details. Make sure the details you provide match those on your Aadhaar card.
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Review the details for accuracy and then submit the form.
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The details you provided will be verified through Aadhaar-based eKYC (OTP/biometric). You will receive an update once the verification is completed and your details are confirmed.
How to Link Aadhaar and PM Kisan Bank Account Through an ATM?
You can also link your Aadhaar and PM Kisan bank account through bank-supported services such as ATMs or branches (if available).
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Go to the ATM of your bank,
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Swipe your debit card and enter the 4-digit PIN
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Select the 'Services' option, then select the ‘Registrations’ section and press the Aadhaar Registration option
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Select the type of account (savings or current), enter your Aadhaar number, and press 'OK'.
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You will get a confirmation message on your registered mobile number when your Aadhaar and PM Kisan bank account are linked.
How to Link Aadhaar and Bank Account Through Offline Method?
The official will verify your details through Aadhaar-based eKYC (OTP or biometric) and initiate linking your PM Kisan bank account and Aadhaar:
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Visit the bank branch where you have your PM Kisan account.
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Submit a photocopy of your Aadhaar card, consent form, and other documents (as may be required) to the bank official.
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The official will complete the verification.
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Once the process is complete, you will receive a message on your mobile phone confirming the linking.
What Documents Are Required to Link Aadhaar and Bank Account to the PM Kisan Scheme?
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Aadhaar card copy: A clear photocopy of your Aadhaar card is required for identity verification and linking.
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Bank account details: Passbook, cancelled cheque, or bank statement showing your account number and IFSC code.
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Registered mobile number: The mobile number linked with Aadhaar is used for OTP verification and status updates.
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Duly filled consent form: A signed consent form authorising the bank to link your Aadhaar with your account.
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PM Kisan registration details (if available): Farmer ID or registration number may be required for reference during verification.
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Additional identity proof (if asked by bank): In some cases, banks may request an extra ID proof for verification purposes.
Also Read: Documents Required for PM Kisan Scheme
Conclusion
Linking your Aadhaar with your bank account is essential to receive PM Kisan benefits without interruption. It ensures that the ₹6,000 annual assistance is credited directly to your account through DBT. Whether done online, through an ATM, or by visiting a bank branch, the process is simple but important. Keeping your details accurate and updated helps avoid delays or payment failures.
Also Read: How to Check PM Kisan Beneficiary Status?
