What is CAMS KRA and its KYC Process?

CAMS KRA plays a vital role in maintaining customer data and facilitating smooth financial transactions. Learn about the CAMS KRA KYC process and more.

Previously different banks and AMCs had different KYC (Know Your Customer) processes. Later in 2011, SEBI introduced KYC KRA (KYC Registration Agency) to bring uniformity to the KYC process. These agencies verify and maintain customer information for various financial services. They serve as a centralised platform where individuals can complete their KYC registration process, ensuring compliance with regulatory requirements and enhancing transparency in financial transactions. There are several KRA centres in India and CAMS is one of the prominent players. In this article, learn about CAMS KRA, their KYC process and more. 

What is CAMS KRA?

Computer Age Management Services (CAMS) is a leading mutual fund transfer agency in India. They provide comprehensive services, including KYC registration, for mutual fund investors. They simplify the process and enable seamless transactions across multiple fund houses. Their robust infrastructure and expertise in managing customer data make them a trusted partner for both investors and financial institutions.

Purpose of CAMS KRA KYC for Mutual Fund

SEBI has established the KRA for Mutual Funds to streamline the KYC process and ensure uniformity across SEBI-registered intermediaries. This initiative eliminates the need for investors to undergo KYC multiple times and enables them to invest or trade through various intermediaries after completing the KYC process once with any intermediary. Once registered under the KYC norms, investors can make investments through different intermediaries. Furthermore, any updates or modifications to an investor’s information can be made through a single request to the KRA. This eliminates the requirement to approach the KYC centres for changes.


CAMS KRA uses top-end technology to process, store and retrieve the documents required for KYC. Being a reputable KRA they constantly implement constant regulatory changes and ensure compliance. CAMS eKYC process can be done online on their CAMS online website or paper-based KYC is also allowed. The KYC registration process in CAMS KRA is done in two ways: 

CAMS KYC Process – Online

Here are the steps you need to follow for the e-KYC process using your Aadhaar card. 

  • Go to CAMS online website.
  • Enter your email address and PAN card number. 
  • Now enter your details as mentioned on the online form.
  • As you are processing through your Aadhaar card, an OTP will be sent to your Aadhaar-registered mobile number. 
  • Once the OTP verification is done, you need to provide further documents. 
  • On submitting the details successfully, your KYC status will be updated accordingly. 

CAMS KYC Process – Offline

For paper-based KYC, an application form is available on the CAMS online website. You need to download the application form (for individuals or non-individuals) and fill the form with the right details. Attach the required documents like identity proofs, address proof and your photographs and submit them at any SEBI registered intermediary or Mutual Fund AMC. They will process the application to the KRA for verification.  

Types of CAMS KRA Forms

There are two kinds of KYC application forms available, one is for individuals and the other is for non-individuals. You can find both these forms on CAMS’s official website, which can be downloaded for free. 

Check CAMS KRA KYC Status

You can check your CAMSKRA KYC status easily on their official website. 

  • Open the website 
  • Find the ‘My KYC Status’ option
  • Enter your PAN number 

You will get the status of your KYC. 

Documents Required for KYC Verification

While registering yourself for CAMS KRA KYC, documents that you need to keep handy are,

  • PAN Card 
  • Aadhaar Card
  • Address Proofs – Telephone bill or electricity bill
  • Voter’s ID
  • Driving Licence 
  • Latest bank account statements

SEBI Guidelines of KRA

SEBI has provided guidelines for the implementation of KRA in the financial industry. These guidelines aim to ensure standardisation, efficiency, and security in the KYC process. SEBI’s guidelines specify the role of KRAs in maintaining customer data, validating identity and address proofs, conducting risk assessment, and facilitating seamless transfer of KYC records between intermediaries. 

The guidelines by SEBI also emphasise upon the importance of customer privacy, data protection, and periodic updates of KYC information. By adhering to SEBI’s guidelines, KRAs contribute to a strong and reliable KYC framework, promoting investor confidence, and safeguarding the integrity of the financial markets.

Benefits of KRAs for Investors

  • It is a one-time process and KRA eliminates duplication of data.  
  • On registering yourself with any KRA centre, you can open an account with a SEBI-registered intermediary easily. 


If you are interested in investing in mutual funds, it is important to complete your KYC with any one of the SEBI-recognised KRAs. Once the KYC is done, you can proceed with your investments hassle-free. Also, to invest in the stock market it is important to have a Demat account. Open a Demat Account now for free on Angel One. Happy Investing!


What are the KRAs in India?

Currently, there are 5 SEBI-registered KRAs in India – CAMS KRA, CVL KRA, Karvy KRA, NSDL KRA and NSE KRA.

Who should get their KYC done?

Individuals and non-individuals who are planning to invest in mutual funds need to get their KYC done by any SEBI-registered KRAs.

Can I get my details changed through CAMS KRA?

Yes. On the CAMS online website, there is another online application form to change your details like name, address, mobile number, etc. You can visit the website and find the ‘Investor KYC Modification’ section. A new tab will open. Enter your PAN card number. You need to enter further details and request changes. Upon verifying the details, the data will be modified accordingly. 

How long can the KRA KYC take?

The KYC process by KRAs can take up to 10-15 days. You can check the status of your KYC on the KRA website. On CAMS KRA, you just need to enter your PAN number to get the status of your KYC.

What are the fees charged by CAMS KRA on KYC online?

Currently, there are no fees charged by CAMS KRA on e-KYC. You can get your KYC done by CAMS for free and easily, by providing the correct details and documents that they ask for.