South Indian Bank Sees 10% Growth in Advances, Deposits Rise 5.5%

South Indian Bank reported a 10% growth in gross advances for the financial year ending March 2025, while its deposits grew at a slower pace of 5.5%.

According to provisional figures submitted to stock exchanges, the bank’s gross advances stood at ₹88,447 crore, whereas total deposits reached ₹1.08 lakh crore by the end of FY25.

CASA Ratio Declines Year-on-Year

The bank’s share of current and savings account (CASA) deposits to total deposits declined marginally to 31.37% from 32.8% a year earlier.

However, the CASA ratio improved from the December 2024 level, when it stood at 31.15%. The marginal dip in CASA deposits every year indicates a shift in the bank’s deposit mix.

Stock Performance 

On April 03, 2025, South Indian Bank share price traded 0.51% higher at ₹23.80 at 10:25 AM (IST). South Indian Bank share price reached a 52-week high of ₹31.82, and a 52-week low of ₹22.27. As per BSE, the total traded volume for the stock stood at 3.78 lakh shares with a turnover of ₹89.68 lakhs.

According to exchange data, South Indian Bank shares are trading at a price-to-earnings (P/E) ratio of 4.99x, based on its trailing 12-month earnings per share (EPS) of ₹4.77, and a price-to-book (P/B) ratio of 0.66.

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