Yes Bank Share Price in Focus; Profit Surged 59% YoY in Q1 FY26 Results

Yes Bank Limited announced its unaudited standalone and consolidated financial results for the quarter ended June 30, 2025 (Q1 FY26), accompanied by the limited review report from its statutory auditors.

The bank recorded its seventh consecutive quarter of profit growth, with net profit (PAT) rising 59.4% year-on-year (YoY) and 8.5% quarter-on-quarter (QoQ) to ₹801 crore.

Operating and Interest Income Performance

Yes Bank reported an operating profit of ₹1,358 crore, reflecting a 53.4% YoY increase and 3.3% QoQ growth, marking its fourth consecutive quarter of operating profit improvement. Net Interest Income (NII) stood at ₹2,371 crore, up 5.7% YoY and 4.2% QoQ, supported by a reduction in the cost of funds.

The bank’s Net Interest Margin (NIM) for Q1 FY26 improved to 2.5%, driven by reduced deposits placed in lieu of PSL (Priority Sector Lending) shortfall and savings account rate cuts, though partially offset by asset repricing. Non-interest income surged to ₹1,752 crore, up 46.1% YoY (boosted by treasury income) and 0.7% QoQ.

Advances and Deposits Growth

Yes Bank’s net advances grew to ₹2,41,024 crore, registering a 5% YoY growth. Total deposits reached ₹2,75,843 crore, marking a 4.1% YoY rise, with the bank maintaining a focus on granular, low-cost deposits.

The CASA ratio improved to 32.8%, up 200 basis points from 30.8% in Q1 FY25. The bank added approximately 251,000 new retail CASA accounts during the quarter. Retail and small business deposits (as per Gross LCR definition) rose 9% YoY, while CASA and Retail Term Deposits together accounted for 65.5% of deposits, compared to 64.4% in Q4 FY25 and 57.6% in Q1 FY25.

Also Read: Yes Bank Share Price Jump 30% in a Month on SMBC Deal and Capital Raise Buzz!

Yes Bank Share Price Performance

On July 21, 2025, Yes Bank share price (NSE: YESBANK) opened at ₹20.48, almost the same as its previous close of ₹20.17. At 10:51 AM, the share price of Yes Bank was trading at ₹20.19, up by 0.10% on the NSE.

Conclusion

Yes Bank’s Q1 FY26 performance reflects steady improvement across profitability, margins, and deposit quality. With seven consecutive quarters of profit growth and rising CASA ratios, the bank continues to strengthen its balance sheet while maintaining growth momentum.

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